Annerton offers clients all-encompassing fintech expertise, covering new product launches and associated BaFin licensing procedures in the payments, crypto and consumer credit spaces. Susanne Grohé is noted for her specialism in payment regulations, with experience in overseeing both German and pan-European product launches, including licensing and notification requirements. Peter Frey provides further payments expertise, while the structuring of fintech businesses forms the core of Frank Müller‘s practice, including applying for both traditional banking and crypto custodian licenses. At the associate level, Kemal Ahmedi advises on the implementation of blockchain projects, with further experience in assisting with the structuring of crypto trading platforms.
Fintech in Germany
Annerton
Praxisleiter:
All partners
Weitere Kernanwälte:
Susanne Grohé; Frank Müller; Peter Frey; Kemal Ahmedi; Christian Walz; Florian Lörsch
Referenzen
‘The team has the exceptional capability to elaborate practical legal solutions together with their customers. It will be hard to find a better hands-on mentality based upon high quality legal expertise in the market.’
‘The individuals are capable of understanding complex finance questions as well as products refining the essential legal questions to answer.‘
‘Annerton is the only firm in the German market with cutting edge expertise in all areas of fintechs. They have several dedicated partners, provided an in-depth and multiple approach of the market.‘
‘Partners such as Frank Muller, Susanne Grohe, Christian Walz, Peter Frey, Florian Lörsch, are all excellent, affordable and leaders in their fields. They are shaping the fintech legal market in Germany.’
‘They are the best FinTech / financial services firm in Germany. Great know how and technical skills.’
‘We’ve been working with Susanne Grohé, Jörg Streissle, Peter Frey, anna Izzo-Wagner. They are all excellent lawyers in their field.’
‘A very competent and knowledgeable team, with clear and understandable communication. Always able to assess and communicate the latest changes. Well-known in the market, excellent reputation short decision-making processes, fast and qualified feedback reliable and trustworthy.’
„Peter Frey has great market knowledge and therefore has an overview of what is happening in the FinTech and banking market. He is always familiar with current legal changes, gives quick feedback and can quickly assess possible legal changes and recognise, analyse and classify the consequences for the market.‘
Kernmandanten
Aircash d.o.o.
Banxware
Finion Capital GmbH
HeyOrder Germany GmbH
Hometogo GmbH/Get Away Group
Kadmos GmbH
kitafino GmbH
PAIR Finance GmbH
PAYONE GmbH
Pliant GmbH
Prepaid Verband Deutschland e.V.
Ratepay
smava GmbH
Supertab GmbH
SurePay B.V.
Tink Germany gmbH
Tipico Group Ltd.
Tangany GmbH
Vereinigte Volksbanken Raiffeisen Bank eG
Zalando SE
Highlight-Mandate
- Advised PAIR Finance on obtaining one of the first credit servicer licences under the new Secondary Credit Market Act from BaFin.
- Advised a German media group operating an online marketplace on the implementation of multiple payment service providers and the related contractual arrangements.
- Advised kitafino on obtaining a licence as a payment institution from BaFin.
Hengeler Mueller
Hengeler Mueller‘s fintech team draws on the firm’s banking and data protection expertise to assist pan-European and global banks and payment system providers with the setup and launch of new products in fields ranging from the establishment of new trading or payment platforms to the implementation of new security systems. Christian Schmies is a key contact for payment services clients, and is also called upon by a variety of fintech clients for licensing advice. Jens Wenzel takes the lead on VC investments into fintech companies, while Vera Jungkind assists fintechs on data protection issues.
Praxisleiter:
Andreas Hoger; Christian Schmies; Dirk Hermann Bliesener; Emanuel P. Strehle; Jens Wenzel; Vera Jungkind
Weitere Kernanwälte:
Christian Schmies; Jens Wenzel; Vera Jungkind
Kernmandanten
Deutsche Bank AG
EBA Clearing
BitGo Holdings, Inc.
European Commodity Clearing AG
Valar Ventures Management LLC
Corsair Capital LLC
Grenke AG
Highlight-Mandate
Jones Day
Fintech clients rely on Jones Day for assistance with the implementation of blockchain and DLT technology into their products, and is also well positioned to assist crypto-focused clients ensure they are compliant with MiCAR. These form the core of practice head Nick Wittek‘s work, and he also offers considerable expertise in securing the appropriate licenses for crypto exchanges and custodians. Jan Philip Nagel advises on the use of DLT in financing transactions and associated regulatory hurdles, while Can Görgülü specialises in regulations governing crypto-assets.
Praxisleiter:
Nick Wittek
Weitere Kernanwälte:
Jan Philip Nagel; Can Görgülü
Referenzen
‘The firm’s absolute strength is the in-depth knowledge of the legal and regulatory framework paired with a business pragmatism rarely seen. The team has a very strong connection and trust to the regulator.’
‘Nick Wittek is extremely well connected to the European regulators as well as industry. He is able to advise from a string legal and regulatory background while providing a business interpretation of the law. This allows for business growth while being compliant. He is very clear in his statements and a very approachable and open character.’
‘Pragmatic solution for complex issues. Solutions are found very quickly.’
Kernmandanten
AllUnity GmbH
Baader Bank AG
Payward Inc.
360X AG
360 X Art AG
DZ Bank AG
Highlight-Mandate
- Advising AllUnity GmbH on the structuring and implementation of one of the first MiCAR-regulated stablecoins and the required application for a license as an e-money institution.
- Advising Baader Bank AG in connection with the MiCAR notification to transit its existing MiFID license for crypto trading into a MiCAR license under the newly introduced MiCAR notification procedure.
- Advising Payward Inc. in connection with its market entry into Germany by way of cooperation with DLT securities.
Osborne Clarke
Both start-ups and established fintech companies call upon Osborne Clarke GmbH & Co. KG for advice on the development of new products, the implementation of emerging technologies such as DLT, and assistance in navigating German and European regulatory frameworks. Practice head Eric Romba combines expertise in both fintech and capital markets matters, often working on the development of crypto and other investment and asset management platforms. Robert Oppenheim is noted for his experience in tackling BaFin licensing procedures, while fund, crowdfunding and payment platform structuring fall within Tanja Aschenbeck‘s scope.
Praxisleiter:
Eric Romba
Weitere Kernanwälte:
Robert Oppenheim; Tanja Aschenbeck
Referenzen
‘Osborne Clarke (OC) stands out thanks to its in-depth legal expertise combined with industry knowledge and insights into key trends such as digitalisation and decarbonisation. The firm is particularly strong in technology and fintech, advising major international clients on complex issues ranging from cryptocurrencies to AI.“
‚The firm’s key strengths include a highly collaborative international culture, top rankings, and a pragmatic, business-oriented mindset. Another strength is its good standing with regulatory authorities.’
‘OC’s employees are distinguished by their exceptional ability to combine sound legal expertise with a forward-looking, business-minded approach. We work with partners who offer cutting-edge advice in complex areas such as digitalisation and FinTech because they truly understand the future of the industry.’
Kernmandanten
AQUATY GmbH
ECO2GROW GmbH
fija finance GmbH
finAPI GmbH
FunderNation GmbH
Gorilla Funds UG
heartstocks GmbH
Liberis
Mesh Connect, Inc.
Tradevest GmbH
Upvest GmbH
w3.labs GmbH
Tradias GmbH
Brain Capital GmbH
bunch technology GmbH
Highlight-Mandate
- Advised AQUATY GmbH on a digital platform for VC investments.
- Assisted Liberis with the structuring of a German fund manager and its first German debt fund which offers merchants a revenue-based finance solution.
- Advised Tradias GmbH on obtaining various authorisations for crypto asset services under MiCAR.
Bird & Bird LLP
Bird & Bird LLP is adept at overseeing clients’ blockchain-related projects, alongside its work in the cryptocurrency sphere, where it handles the launch of new products and assists custodians and exchanges with licensing and ongoing regulatory challenges. Heading the team is Michael Jünemann who, alongside his financing and restructuring work, specialises in blockchain, including DLT implementation, and digitalisation projects more broadly. Johannes Wirtz is a key contact for questions concerning payment services and crypto regulation in Germany and the EU.
Praxisleiter:
Michael Jünemann
Weitere Kernanwälte:
Johannes Wirtz; Timo Förster
Referenzen
‘Bird & Bird’s fintech team in Germany consistently delivers razor-sharp legal insight paired with an in-depth grasp of emerging tech-business models. Their strength lies in translating complex regulatory frameworks into practical solutions—particularly in matters crossing EU borders and involving crypto, blockchain, or platform regulation.’
‘We work closely with Johannes Wirtz, who stands out not only for his legal expertise in fintech and digital assets, but also for his pragmatic thinking, commercial sensibility, and rare ability to “get it right” quickly. Johannes is a true partner in the strategic sense—our go-to for anything involving financial innovation or regulatory nuance in Germany.’
‘As a client of Bird & Bird, what truly sets their legal team apart for us is their profound specialization in technology, intellectual property, and regulated sectors; they understand our industry and offer integrated, forward-thinking solutions globally. We rely on their deep expertise and their regulatory practices. Compared to other firms we have worked with, their focused depth and international collaboration are clear advantages.’
‘As for individuals, partners and associates at Bird & Bird are accessible and genuinely seem to care about client needs. They’re known for being pragmatic, thoughtful, and always ready to offer practical solutions. One stand-out lawyer: Dr. Michael Jünemann brings unique insight and always goes the extra mile.’
‘We have worked with Michael Jünemann and Johannes Wirtz. They both stand out for deep-diving into new financial services and technologies as soon as these emerge. ’
‘Johannes Wirtz and his team in Frankfurt are very knowledgeable on all financial matters, and in particular FinTech area. The team provides superb service and are highly responsive. They are especially adept at providing cross-border legal support through the network of Bird & Bird firms and large correspondent network. We have cooperated with them on a number of such cross-border projects, and Bird & Bird have shown not only in-depth knowledge of FinTech regulations and practice, but also superb coordination skills. This is extremely important for financial institutions and FinTech companies operating in more than one jurisdiction. ’
‘The Bird & Bird fintech team is knowledgeable both in terms of the applicable legal and regulatory requirements, as well as having a strong commercial understanding of the products and underlying technology.’
‘Dr. Michael Jünemann has an impressive knowledge of blockchain technology and the legal and regulatory implications for businesses operating in this space.’
Kernmandanten
EU Blockchain Sandbox
CRG AB
WiWin
Concedus GmbH
21 shares AG
Amun Limited
Catena Investment B.V
Ecoligo
bunq
Bitcoin Suisse (Europe) AG
Highlight-Mandate
- Acting as lead contractor for the pan-European Blockchain Sandbox.
- Provided advice to WIWIN on its application to BaFin for authorisation as a crowdfunding service provider under the European Crowdfunding Service Provider Regulation.
- Advised 21Shares AG on various aspects of crypto-asset and financial regulations.
GÖRG Partnerschaft von Rechtsanwälten mbB
In addition to advising established financial services clients on IT and outsourcing projects, GÖRG Partnerschaft von Rechtsanwälten mbB is also adept at seeing fintech start-ups through licensing procedures and the marketing of their products, including crypto and blockchain offerings. Matthias Terlau, who co-heads the practice, is noted for his expertise in structuring payment platforms and related BaFin licensing efforts. Alongside him in leading the group is Tobias Riethmüller, a digitalisation specialist whose focus lies in the development and implementation of DLT products and the structuring of online financing platforms.
Praxisleiter:
Matthias Terlau; Tobias Riethmüller
Referenzen
‘The team under Partner Dr. Tobias Riethmüller’s leadership consistently demonstrates exceptional accessibility and responsiveness to our needs, having successfully tailored their approach to our specific requirements as a client.‘
‚The firm distinguishes itself through its dedicated Legaltech team and progressive embrace of emerging technologies, including AI and process automation. The practice also benefits from gender diversity with women in key roles, while maintaining transparent and fair billing practices that enhance client trust and satisfaction.’
‘I have extensive personal experience collaborating with Tobias Riethmüller. He provides clear, actionable guidance on complex legal matters that typically lack straightforward answers. Rather than offering ambiguous advice, they consistently deliver the clarity we need to make confident business decisions.’
Highlight-Mandate
- Advised Deutsche Bank on various IT and outsourcing projects.
- Advised Hawk AI GmbH on regulatory matters under DORA, the Anti-Money Laundering Act, outsourcing and contract law issues.
- Assisted Portagon GmbH with the structuring of several platforms and its multi-level sales model under banking regulatory and capital markets law.
Greenberg Traurig Germany
Greenberg Traurig Germany‘s fintech expertise lies particularly in the payments sector, where it covers the spectrum of issues, from initial product development to licensing and market entry. Under the guidance of Carsten Kociok, the team is also well positioned to provide comprehensive advice on crypto trading and custody matters. Kociok himself is focused on both product development and regulatory matters in the payment and e-money sectors, while Ricarda Seifert‘s practice covers both BaFin licensing procedures and intellectual property issues. Paul Dürr assists online platforms with the implementation of new payment systems.
Praxisleiter:
Carsten Kociok
Weitere Kernanwälte:
Ricarda Seifert; Paul Dürr
Referenzen
‘The team supporting my company comprises of industry specialists, who are not only experts in their respective fields, but who always tailor their advice to the specifics of my company. The advice is always business centered, which is greatly appreciated.’
‘Carsten Kociok always provides fast and business oriented support, is always ready to join a call and brainstorm unusual cases.’
Kernmandanten
Paypal (Europe)
PPro Financial Services
Papaya Global
Amadeus IT Group
Enpal
Wise Europe
HR Group
Tebex
FAP Group
One Zero Financial Systems
INAIA
Owl Ventures
Vialto Partners
Share GmbH
Lendis
EDGE Technologies
Highlight-Mandate
Latham & Watkins LLP
Latham & Watkins LLP‘s fintech practice is able to assist clients both with the development and launch of new financial products and in licensing discussions with BaFin. Axel Schiemann specialises in assisting clients dealing with multiple regulatory regimes, offering expertise in frameworks ranging from MiFID II to German licensing requirements. Schiemann leads the team alongside Markus Krüger, whose focus lies in mergers and private equity investments in the fintech and broader financial services fields.
Praxisleiter:
Markus Krüger; Axel Schiemann
Referenzen
‘The team is very responsive, proactive, knowledgeable, and experienced.’
‘Very senior staff, a lot of knowledge in the field and excellent recommendations.’
Kernmandanten
Worldcoin/Tools for Humanity
Dwins GmbH
eToro Group
Fidelity National Information Services, Inc.
Highlight-Mandate
Lindenpartners
Lindenpartners advises fintech companies and established financial service sector clients on both the implementation of new technologies and on compliance with regulations spanning including anti-money laundering and data protection provisions. Frank Zingel co-heads the team, handling authorisation procedures and representing clients in disputes with BaFin and the ECB. Leading the team alongside him is Brigitta Varadinek, whose expertise lies at the intersection of banking and IT law, and with further expertise in the structuring of IT contracts for online banking and payment platforms.
Praxisleiter:
Frank Zingel; Brigitta Varadinek
Weitere Kernanwälte:
Moritz Indenhuck; Daniel Bögeholz
Kernmandanten
Atruvia AG
Bundesverband der Deutschen Volksbanken und Raiffeisenbanken
Holvi Payment Services Oy
TESOBE GmbH
Unzer GmbH
Raisin GmbH
LIQID Investment GmbH
Edenred
Fincite
OktoPOS Solutions GmbH
Highlight-Mandate
- Advised Atruvia AG on a spectrum of fintech-related legal matters relating to digital innovation, data usage and AI deployment.
- Advised Unzer GmbH on adapting DORA compliant IT contracts.
- Advised Edenred on several AML and licencing issues pertaining to its cooperation with TIDE and the offering of payment services in Germany.
Linklaters
Linklaters was bolstered in October 2024 by the arrival of Marius Rätz from Freshfields, who was appointed head of the firm’s German fintech practice and advises banks, payment systems providers and wealth managers on licensing procedures and where necessary, represents them in bringing challenges against regulatory decisions. Alongside Rätz, head of the firm’s German finance practice Christian Storck is sought out for his expertise in overseeing digitisation and tokenisation projects. Sebastian Dey heads the firm’s German digital assets team and advises on the issuance of crypto securities and other DLT-related matters.
Praxisleiter:
Marius Rätz
Weitere Kernanwälte:
Christian Storck; Jördis Heckt-Harbeck; Sebastian Dey
Referenzen
‘Linklaters Frankfurt has very experienced senior partners in this area and a long lasting track record.’
‘Extremely skilled and practical thinking lawyers with deep market and industry knowledge. That includes not only partners but associates as well.’
‘Jördis Heckt-Harbeck is our first choice for almost every transaction. Her legal skills plus her product and market knowledge are outstanding.’
Kernmandanten
KfW
Eurex Clearing
auxmoney
topi
DLT Markets
DekaBank
Clark
AUTO1
The Bank of New York Mellon Corporation
Citi
Jefferies
Bees & Bears
DWS
Highlight-Mandate
- Advised KfW on its first and second blockchain-based digital bond in the form of a crypto security, making KfW the first issuer of a syndicated crypto security under the eWpG.
- Advised Eurex Clearing on a pilot project with central and commercial banks for digital payment processing in connection with transactions involving digital securities and on the connection to HQLAx services for a DLT-supported provision of margin in the form of securities by clearing members to Eurex Clearing.
- Advised DekaBank in connection with application for a crypto custody license under the German Act Kreditwesengesetz.
Luther Rechtsanwaltsgesellschaft mbH
Luther Rechtsanwaltsgesellschaft mbH‘s fintech offering brings together the firm’s banking and IP/IT teams, working with banking, payments and other financial service providers on the structuring and negotiation of IT contracts, the development of novel fintech products. When necessary, the team also represents clients in fintech-related disputes. Rolf Kobabe takes the lead on banking regulatory matters, including handling BaFin licensing proceedings, while Stefanie Hellmich is the key contact for questions concerning IT contracts and data protection regulations, in addition to matters concerning outsourcing arrangements and platform development.
Praxisleiter:
Christian Kuß; Christoph Schauenburg
Referenzen
‚Top team, very skilled, fast, reliable and highly motivated.‘
Kernmandanten
N26 GmbH
Volkswagen Bank GmbH
GOCARDLESS Ltd.
WebID Solutions GmbH
Goldmarie Finanzen GmbH
AUDITcapital GmbH
NFTrust GmbH & Co KGaA
actindo AG
Bank-Verlag GmbH
Valair Capital B.V.
VR Equitypartner GmbH
Free State of Bavaria
Lichtblick SE
Highlight-Mandate
- Advised Lichtblick SE on the acquisition of all shares in Solargrün GmbH, in particular with regard to regulatory crowdfunding law.
- Advised actindo AG on the drafting and negotiation of digital operations agreements with various German and international retail companies for the use of an ERP cloud-based platform for the operation of online shops.
- Represented Valair Capital B. V. in a lawsuit claiming payment of an investment amount from an investor resident in Germany.
White & Case LLP
White & Case LLP‘s fintech team combines a number of disciplines, advising crypto exchanges, banks and payment operators across product developments, where it covers both regulatory and IP aspects, in addition to overseeing M&A transactions and investments in the sector. Karsten Wöckener utilises his capital markets expertise to assist start-ups with financing rounds and product launches. He is also able to assist clients looking to implement DLT into their operations. Woldemar Häring focuses on regulatory matters, utilising his experience of working at BaFin to assist clients in achieving approval for their fintech products.
Weitere Kernanwälte:
Karsten Wöckener; Woldemar Häring
Referenzen
‚Very practical approach, always solution oriented, always up for thinking outside the box and real pleasure to work with. Best firm I worked with so far and I have worked with 30 different law firms across 25 different jurisdictions.‘
Kernmandanten
Berlin Hyp
Bitwise Group
NowCM/Franz Haniel & Cie. GmbH
Bitpanda GmbH
Pollen Street Group
Taylor
Papal Ventures
N26
Trade Republic
Highlight-Mandate
YPOG
YPOG‘s fintech practice places particular emphasis on crypto-focused clients, assisting them with regulatory approval proceedings for new product offerings and helping them maintain compliance with new and existing frameworks, including MiCAR, among others. Lennart Lorenz heads the team, with considerable experience in seeing clients through BaFin approval proceedings, and further expertise in the regulations governing fund structures. Carola Rathke‘s focus lies in DLT and the field of tokenisation, while David John‘s regulatory specialism spans AML, compliance and DLT.
Praxisleiter:
Lennart Lorenz
Weitere Kernanwälte:
Carola Rathke; David John
Referenzen
‘YPOG’s knowledge of the German regulators and also ESMA at the EU level is exceptional compared to many other firms. In particular the team is very familiar with cryptoasset technology and operations, which make them a fantastic partner for any cryptoasset service provider looking to expand their operations into the EU via Germany.’
‘Dr. Carola Rathke has very close relationships with both BaFIN and ESMA. She is also solutions driven and strikes a great balance between regulatory compliance and commerciality.’
‘YPOG has exceptional expertise in equity and debt financing within the European venture ecosystem. They have a team of dynamic and technically excellent lawyers who are also great transaction managers, ensuring seamless execution of complex deals.’
Kernmandanten
Börse Stuttgart Digital Custody GmbH
21X AG
Bullish DE Custody GmbH
360 Treasury Systems AG
Foris DAX MT Ltd.
Prosegur Cash Services Germany GmbH
eToro (Europe) Ltd.
Coinbase
Bitvavo B.V.
Crypto Finance GmbH
360X AG
Finexity AG
Moonfare
Peter May Family Office
Oakley Capital GmbH
N26
IDnow
Highlight-Mandate
A&O Shearman
A&O Shearman is well positioned to assist clients launch fintech products across multiple jurisdictions, in addition to offering assistance to clients looking to enter the German market and secure licenses for innovative crypto offerings. Martin Scharnke takes the lead on issues with a capital markets angle, advising on the issuance of crypto-based securities. Leading the team alongside him is Alexander Behrens, a regulatory specialist who acts for a client base consisting of banks, brokers and crypto trading platforms across licensing and compliance issues.
Praxisleiter:
Martin Scharnke; Alexander Behrens
Kernmandanten
Instinet Europe Limited
Invesco UK Services Limited
lemon.markets brokerage GmbH
Leonteq Securities (Europe) GmbH
One Trading
upvest GmbH
Highlight-Mandate
- Advised SBI Group on the acquisition of a majority stake in Solaris SE as part of a recapitalisation of Solaris.
- Advised One Trading on its license application for the first crypto OTF in Europe.
- Advised Invesco UK Services Limited in connection with its physically backed Bitcoin Exchange Traded Notes, listed on the Frankfurt Stock Exchange.
CMS
Bringing together expertise in the banking, venture capital and technology sectors, CMS‘ fintech practice assists its clients with the development and implementation of novel payment systems and the integration of AI into banking operations. Alongside its product development work, the team also takes on regulatory challenges, including securing approvals for new products from BaFin. Joachim Kaetzler is a key contact on the latter front and is also well versed in AML regulations, while Markus Kaulartz is noted for his expertise in crypto and tokenisation-related matters.
Weitere Kernanwälte:
Joachim Kaetzler; Markus Kaulartz
Deloitte Legal Rechtsanwaltsgesellschaft mbH
Deloitte Legal Rechtsanwaltsgesellschaft mbH‘s fintech team has seen considerable growth over the past 12 months, with the February 2025 arrival of Alireza Siadat from Annerton following the October 2024 arrival of KPMG Law in Germany‘s Felix Brandes. Siadat, a specialist in blockchain and the burgeoning DLT field and and regulatory expert Brandes lead the practice, which is well positioned to advise clients on the development and launch of new crypto products and exchanges in Germany and across Europe.
Praxisleiter:
Alireza Siadat; Felix Brandes
Weitere Kernanwälte:
Nadine Forstmann
Referenzen
‘Very fast and competent solution finding -the team is ahead of the market and is working on defining the market together with the clients’
‘I’m currently working with Alireza Siadat. He has a driving role in the market and intuitively finds the best solutions very quick. He is tangible, highly professional, a thought leader and even connects partners for synergies.’
Kernmandanten
WIBank
STOKR
futurum Bank
flatexDEGIRO Bank
Nimiq
Timeless Investments
OneCrowd
secupay
Backed Finance
Midas
Backpack
Ammer Capital
Tokenstreet
Hubject
Pluxee
APS AVIA Payment Services
Compay
niio finance Group AG
LUNADIS
Verifone Payments GmbH
Highlight-Mandate
- Advised STOKR on MiCAR license procedure.
- Advised flatexDEGIRO Bank on the introduction of cryptocurrency trading in Germany and its roll-out across Europe.
- Advised Hubject in a ground-breaking payment services license application in the e-Mobility sector.
GSK Stockmann
GSK Stockmann acts for a client base that includes both banks and fintech companies, assisting with the development of new financing platforms and payment systems, the implementation of DORA and other regulatory frameworks, including those covering AML and KYC. Leading the team is Timo Bernau, whose practice spans everything from banking, investment and insurance regulation to the burgeoning areas of DLT and tokenisation. Martin Freytag provides further regulatory expertise and is also able to assist fintechs undergoing restructuring measures.
Praxisleiter:
Timo Bernau
Weitere Kernanwälte:
Martin Freytag
Referenzen
‘Highly qualified and competent, not only professionally but also personally. ’
Kernmandanten
BX Digital AG
Austrian Anadi Bank Group
Banxware GmbH
BNP Paribas Real Estate Investment Management Germany GmbH
CAPTIQ GmbH
Fleming Finanz-IT GmbH
Tilta Fintech GmbH
Raisin Bank AG
Better Payment
Highlight-Mandate
- Advised BX Digital AG on financial regulatory matters related to the development and structuring of its digital financial services.
- Advised Banxware GmbH regarding its cooperation with UniCredit, most recently in connection with setting up a partnership with Unicredit Bank and HVB for an SME financing platform.
- Provided ongoing advice on payment and banking law as well as on refinancing issues for Tilta.
Hogan Lovells International LLP
Hogan Lovells International LLP utilises the firm’s international network to oversee multi-jurisdictional digitalisation projects for its financial sector clients, including the implementation of new payment systems and the use of DLT. The team is headed by regulatory specialist Richard Reimer, who, in addition to advising on banking supervisory law, is well versed in guiding clients through BaFin approval procedures and the eventual launch of new products. Sarah Wrage is sought after for her expertise in the German Banking Act and Payment Services Act.
Praxisleiter:
Richard Reimer
Weitere Kernanwälte:
Jochen Seitz; Sarah Wrage; Andreas Doser; Max von Cube
Referenzen
‚They are highly skilled and very available.‘
Kernmandanten
Adyen N.V.
BecN
Bundesverband der Zahlungs- und E-Geld-Institute
Cflox GmbH
DKV EURO Service GmbH & Co. KG
Maverix Securities AG
Nexi Group
Payone GmbH
REWE Group
SumUp Limited
Swissgrams AG
VR Payment GmbH
Highlight-Mandate
- Advised the Bundesverband der electronic cash – Netzbetreiber e.V. on on payment transaction issues, in particular the Girocard, as well as in connection with a planned scheme manager fee.
- Advising Swissgrams AG on licensing, organisational and conduct obligations for the issuance and distribution of crypto assets, including stablecoins, under MiCAR.
Schalast Law | Tax
Schalast Law | Tax maintains a broad approach to its fintech practice, advising a mix of banks, public sector bodies and fintech developers on matters ranging from securitisation transactions to the implementation of AI systems into banking and related regulatory procedures. Heading the team is the firm’s co-managing partner Andreas Walter, whose practice centres on advising clients on the development of fintech products. Matthias Geurts is well versed in the regulations governing digital assets, while Simon Waldbröl is called upon by payment and other financial service providers requiring business structuring advice.
Praxisleiter:
Andreas Walter
Weitere Kernanwälte:
Matthias Geurts; Simon Waldbröl; Charlotte Zormeier
Referenzen
‚The firm’s lawyers are both highly trained and experienced in their respective fields, and they maintain a constructive and respectful dialogue with their clients.‘
‚Simon Waldbröl is incredibly competent, client-oriented and supportive. We value Matthias Geurts for his broad and long-standing experience and his solution-oriented approach.‘
‚This is a standout team for fintech, with Andreas Walter and a great team around him.‘
‚Excellent industry knowledge, innovative approach.‘
Kernmandanten
German University of Digital Science
Goldbach Financial
Hessisches Ministerium für Wirtschaft, Energie, Verkehr, Wohnen und ländlichen Raum
EuroDaT GmbH
HelloBonnie GmbH
OneCrowd GmbH
Bundesrepublik Deutschland/Bundesministerium für Bildung und Forschung
Land Berlin
Silicon Valley Bank
Raisin Bank AG
Fosun/Hauck & Aufhäuser
Wayflyer Limited
Ammer Card
Mano Mano
Interbridge Group
WINBRIDGE AG
kineo finance
Timeless Investments
M-Project GmbH
360x Music AG
Beyond Capital Partners GmbH
Mondu GmbH
Maturus Finance GmbH
Teylor AG
Moss
iwoca Ltd.
Greentrade
EstateGuru
AQE Capital
Tokenstreet
LUKSO
Bookwire
Fulfin
Alte Leipziger Lebensversicherung
Frankfurter Lebensversicherung AG
Technopolis Deutschland GmbH
Highlight-Mandate
- Advised Mondu GmbH on structuring a €40m refinancing via a Luxembourg securitisation vehicle and supported the implementation of various business models across Europe.
- Advised the Hessian Ministry of Economic Affairs and Helaba on the legal and structural framework for the retransfer of €4.3bn in subsidy loans serving as regulatory equity capital.
- Advised a public sector client on designing and drafting legislation to enable the use of assets from dormant accounts for social innovation and non-profit purposes.