Led by the financial regulatory expert Rita Rendeiro, CCSL Advogados supports credit and financial intermediaries, investment firms and fund managers with financing, structuring and setting up regulated investment vehicles, and regulatory matters before the Bank of Portugal and the Portuguese Securities Market Commission (CMVM).

The banking and finance team at Miranda & Associados, co-led by Mafalda Oliveira Monteiro and Nuno Cabeçadas, is trusted for project and asset-based finance, acquisition and leveraged finance, and regulatory and compliance matters, with recent work in ESG-related financing, fintech and digital assets.

A ‘reference’ in the Portuguese market, CS’Associados draws on its ‘extensive knowledge’ to advise domestic and international banks, credit and financial institutions and borrowers on acquisition loans, bond issuances, recapitalisations and resolutions of credit institutions, NPL portfolio transactions and regulatory matters. The ‘results-oriented’ team is co-led by Maria Castelos, who frequently acts on the borrower side in cross-border transactions; Duarte Brito de Goes, who has extensive experience advising lenders on structured finance deals, particularly in the real estate and industrial sectors; and António Rocha Alves, who focuses on judicial and extrajudicial multi-creditor workouts and NPL transactions. Filipa Cristóvão Ferreira and Nuno Saldanha de Azevedo advise lenders, issuers and borrowers on domestic and cross-border financing transactions.

Cuatrecasas, renowned for its ‘strong knowledge and experience’, is trusted by banks, financial institutions, investment funds, sponsors and a myriad of companies on the full spectrum of banking and finance matters. The practice adopts a ‘solution-focused’ approach to real estate and project finance, refinancing, distressed debt, debt restructuring, financial sector reorganisations and complex regulatory matters. The practice is co-led by the ‘deal-oriented’ Manuel Requicha Ferreira, a specialist in corporate and real estate finance, and Paulo Costa Martins, recognised for his vast experience advising banks, investment firms and fintech companies. Margarida Leal de Oliveira is a key contact for debt restructuring, NPLs and financing transactions. Maria João Ricou and Francisco Soares Machado are no longer at the firm.

Linklaters is trusted by local and international players for complex banking and finance, distressed debt, restructuring and insolvency transactions. The team, noted for its ‘business acumen’, is led by Francisco Ferraz de Carvalho, who focuses on project finance and development and has experience advising sponsors and lenders on energy and infrastructure projects. Gonçalo Veiga De Macedo, recognised for his ‘deep knowledge of the financing market’, advises lenders and borrowers on project, acquisition and real estate finance. Teresa Novo Faria has a strong track record in structured finance, while Maria José Sousa Leite is praised for her ‘efficiency’ in international real estate finance and NPL transactions.

Morais Leitão, Galvão Teles, Soares da Silva & Associados assists leading Portuguese and international banks on structured finance, debt restructuring and private equity, as well as real estate, acquisition and project finance. The firm is also well-versed in investment funds, derivatives, fintech and regulatory matters. Practice head Filipe Lowndes Marques is experienced across the full range of banking and finance transactions, including project finance for renewables and real estate developments. Luís Branco has a strong track record in structured finance, project finance, securitisation, investment funds and derivatives. Cláudia Castanheira Dos Santos specialises in project, real estate and structured finance as well as debt restructuring, while Elmano Sousa Costa focuses on lending transactions, bond issuances and derivatives across a wide variety of sectors.

Praised for its ‘excellent track record’ in high-profile, cross-border banking and finance transactions, PLMJ’s ‘dedicated’ practice acts for an impressive client base of leading Portuguese and international banks, financial institutions and asset managers. André Figueiredo leads the ‘elite’ team, bringing experience in debt restructuring, bank resolution, distressed asset deconsolidation and NPL disposals. Bruno Ferreira advises on project, leveraged and asset-based finance, as well as regulatory matters. Gonçalo dos Reis Martins focuses on asset finance, syndicated loans, investments and regulatory mandates. Drawing on his previous time in government, Pedro Siza Vieira advises on major financing transactions.

VdA is a trusted adviser on regulatory banking and finance matters, as well as on lending and originating transactions at the domestic and international level. The practice also handles matters related to banking recapitalisations and resolutions, NPLs, asset disposals, banking products, fintech and payment services. Practice head Pedro Cassiano Santos covers the full spectrum of banking regulatory issues and the structuring of financing, securitisations and other asset-backed transactions. Hugo Moredo Santos is experienced in takeovers and public offerings, as well as securities and structured finance products, while Benedita Aires focuses on real estate financing, capital instruments and debt issuance and placement. Tiago Correia Moreira is noted for his work on NPL transactions, including related financing and restructuring.

Praised for its ‘exceptional industry knowledge’, Abreu Advogados offers comprehensive support across banking and finance matters, including complex cross-border transactions, asset management, regulatory advice, derivatives, NPLs and structured finance. The practice is co-led by Diogo Pereira Duarte, who brings expertise in fintech, decentralised finance and AML/CFT frameworks; Pedro Ferreira Malaquias, who focuses on retail and investment banking; and the ‘excellent’ Rodrigo Formigal, an expert in cross-border finance, distressed asset deals and high-yield bonds. António Pina handles real estate finance, derivatives and banking regulatory matters, while Miguel Rodrigues Leal, who joined from Uría Menéndez in May 2025, brings experience in complex transactions.

Garrigues Portugal demonstrates ‘deep industry knowledge’ in real estate, acquisition, leverage and project finance transactions, as well as private credit and direct lending. Also proficient in restructuring and distressed debt, the ‘dynamic’ practice is co-led by Mário Lino Dias and Vasco Rodrigues, who is active in corporate, project and real estate finance, alternative lending and distressed debt. Ricardo Lira advises on the range of financial transactions and regulations, including fintech, while Tiago Azevedo Basílio, who arrived from PLMJ in October 2024, brings experience in domestic and cross-border finance transactions.

Pérez-Llorca continues to strengthen its presence in the Portuguese market, advising on significant financing transactions ranging from acquisition and leveraged finance to corporate, project and real estate finance. Its expertise also extends to regulatory matters, including compliance, governance frameworks and financial institutions licensing. Co-leading the practice is Carlos Vaz De Almeida, who advises on the full spectrum of banking and finance matters, including NPL and REO portfolios, and Inês Palma Ramalho, recognised as a ‘market reference’ for her financial services and fintech regulatory expertise. Sara Fróis Guerra is another key practitioner focused on banking, financial services and insurance regulatory matters.

Praised for its ‘great technical ability’ and regulatory expertise, Sérvulo & Associados‘ finance and governance team advises credit and financial institutions, as well as crypto-asset, payments and neo-banking clients, on financing transactions, fintech and regulatory matters, including compliance and investment fund authorisations. The practice also has a strong track record in bank resolutions and the reorganisation of public financial institutions. The ‘experienced and capable’ team is led by Manuel Magalhães, recognised for his ‘in-depth knowledge’ of financial regulation, insolvency and restructuring, and Paulo Câmara, who has extensive experience in capital markets, corporate governance and compliance, ESG and financial regulation. Francisco Boavida Salavessa handles matters related to consumer credit, NPLs and payment service providers. Francisco Soares Machado arrived from Cuatrecasas in December 2025, bringing experience in financial regulation, banking restructurings and M&A in the financial sector.

SRS Legal leverages its ‘extensive knowledge’ of the market to advise domestic and international financial institutions and borrowers on the structuring and implementation of financing and refinancing transactions, including NPLs, debt, securitisations and fund offerings. The firm also advises credit institutions, asset managers, investors and payment service providers on financial regulation. Practice head Alexandra Valente combines ‘technical rigour and commercial sensitivity’ in structured finance, financial restructurings and regulatory matters. João Santos Carvalho takes a ‘results-oriented approach’ to asset, project, real estate and shipping finance, while António Pape stands out for his ‘solid technical knowledge’.

Uría Menéndez is regularly turned to by private equity and banking clientsfor assistance with a wide range of financing transactions, including NPL deals and alternative financing. The ‘available’ team also advises credit and financial institutions, investment firms and insurers on regulatory matters, encompassing compliance, corporate governance, AML/CTF, digital banking and loan-fund regulations. Practice head Hélder Frias is vastly experienced in M&A involving financial institutions, banking-insurance alliances, and regulatory matters. Frias is supported by José António Reymão Nogueira and Sofia Santos Júnior, who focus on financing transactions and regulatory aspects of financial activities, respectively. Miguel Rodrigues Leal is no longer at the firm.

DLA Piper ABBC leverages its international network to advise on multijurisdictional banking and finance transactions, including acquisition, real estate and project finance, as well as structured finance, private debt solutions, loan portfolio deals and regulatory matters. João Costa Quinta co-leads the practice alongside Nuno Azevedo Neves, who has handled significant transactions across the financial services, energy and infrastructure sectors. João Bento is experienced in green and sustainable finance, bank deleveraging and NPLs. Gonçalo Castro Ribeiro rejoined the firm from BROSETA Abogados in October 2024, bringing project finance, regulatory and transactional expertise.

Ferreira Pinto Cardigos Advogados advises commercial and investment banks, financial institutions, private investment funds and institutional lenders and investors on cross-border financing transactions, including leveraged, acquisition, project and structured finance. The team, also recognised for its derivatives expertise, is led by Maria Almeida Fernandes, who is active in fintech, credit facilities, derivatives, project finance and debt restructuring. Pedro Cardigos is widely regarded for his work in derivatives, also acting for investment banking firms in capital markets transactions and corporate finance.

Acting for borrowers, lenders and guarantors, Gómez-Acebo & Pombo leverages its ‘excellent’ regulatory knowledge to advise on project finance, NPL portfolio transactions, refinancing and credit facility agreements. The practice is co-led by Mafalda Barreto, who handles cross-border M&A, distressed lending and debt and claims trading across regulated sectors – such as infrastructure, energy, telecoms and real estate – and Filipe Santos Barata, a ‘go-to’ lawyer for insurance and regulatory matters, as well as debt restructuring and syndicated lending.

Having joined forces in January 2026 with Deloitte Legal, TELLES advises investment funds, financial institutions, corporate borrowers, sponsors and insurers on financial instruments and securities,  cross-border transactions, including real estate and project finance, and regulatory and compliance mandates. The group is led by Márcio Carreira Nobre, who advises foreign and domestic players in structured finance, derivatives, M&A and private equity.

J+Legal advises domestic and international clients on banking regulations and structured, project and acquisition finance, with notable strength in the pharma, automotive, real estate and energy sectors. The experienced team is co-led by founding partner Jorge Brito Pereira, an expert in decentralised finance and corporate and project finance, and Diogo Leónidas Rocha, who focuses on complex financial transactions, from financing arrangements and bond issues to NPL portfolios and distressed debt.

MACEDO VITORINO advises public and private entities, lenders and borrowers on domestic and cross-border project and acquisition finance, debt refinancing, and transactions involving derivatives, structured products and securitisations. Founding partner António de Macedo Vitorino, who is experienced in corporate, structured and project finance as well as public-private partnerships and energy projects, co-leads the practice with André Vasques Dias, who is dedicated to cross-border banking and capital markets transactions.

Renowned for its ‘diligence and competence’, pbbr - Sociedade de Advogados RL advises corporate clients, financial institutions and investment firms on corporate lending, debt restructuring, regulatory compliance and financing transactions. Practice head Sofia de Sales Sousinha brings ‘insight and experience’ to facility and restructuring agreements and security packages. Patricia Goldschmidt draws on her regulatory and financial background to advise on compliance matters and acquisition and real estate finance.

The ‘competent’ team at Raposo Bernardo provides a full-service offering in banking and finance, advising banks, financial institutions and investment funds across asset finance, corporate finance, private and investment banking, NPLs, and regulatory and compliance matters. Founding partner Nelson Raposo Bernardo leads the team and is recognised for his ‘practical and efficient approach’ to complex financing transactions.