Showcasing an integrated fintech offering spanning tech transactions, data privacy, IP and growth-company work, A&O Shearman‘s fintech department is a go-to for a range of clients from start-ups to global institutions, particularly in cases involving blockchain and emerging technologies. Practice head Pien Kerckhaert significantly makes a key contribution to the firm’s Dutch and EU regulatory capabilities. Gijs Linse is highly knowledgeable across a range of M&A transactions and commercial agreements within the fintech space, often acting for large corporates in joint ventures, carved-outs and restructuring, and private equity deals.

Recognised for its ‘unparalleled depth of expertise in each financial regulatory area’, Clifford Chance offers strong regulatory, transactional and technology expertise. The team supports fintech innovators, scale-ups, BigTech entrants and global financial institutions across a broad range of domestic and cross-border fintech cases. Steering the group is Marian Scheele, who stands out for her ‘industry knowledge, commercial awareness, and practical advice’. Scheele is well-equipped to support clients across the full regulatory fintech landscape, advising banks, payment and e-money providers, trading and lending platforms, and crypto and blockchain companies on licensing, governance and product design, while also steering complex restructurings and M&A.

Standing out for its 'pragmatic advice' and 'very knowledgeable’ team, Finnius demonstrates a specialist focus at the intersection of financial regulation, fintech, and investment management. The firm stands out as a trusted adviser to major fintech players and regularly represents clients in fintech-related litigation, while continuing to expand its capabilities in emerging areas such as ESG-linked compliance and integrity investigations. Bart Bierman handles the full spectrum of fintech regulation, spanning licensing strategies, EU regulatory frameworks, sector M&A, and governance and compliance for digital-first financial institutions. Casper Riekerk specialises in fintech regulatory matters, particularly concerning payment services, e-money and crypto licensing, AI-driven compliance tools, and AML/CDD frameworks. Tim de Wit is another key figure within the group.

Sought-after for its ‘very thorough knowledge of the Dutch financial regulatory environment’, the fintech team at NautaDutilh is capable of acting across payments innovation, crypto and tokenised assets, AI-driven financial products,  and digital trading and custody platforms. The team serves as the go-to adviser for leading banks, BigTech entrants, and fast-scaling fintech challengers. ‘Exceptional’ practice co-head Larissa Silverentand brings expertise in investment, payments, banking, insurance and lending-related fintech work, advising major consumer and business-market platforms on licensing, regulatory strategy, market expansion and partnerships. ‘Extremely knowledgeable’ co-head Jasha Sprecher showcases standout knowledge in payments, crypto and investment-related fintech work. Other key figures within the group include Sven Uiterwijk, Joris Willems and Frans van der Eerden.

Bird & Bird distinguishes itself in the fintech space through its leading expertise on eBanking, blockchain, and crypto projects and regulation. Co-heading the team is Marjolein Geus, who demonstrates longstanding expertise regarding financial sector and blockchain regulation, bringing this to bear on landmark and complex EU-level projects. Also co-leading the team is Andries Doets, who draws on longstanding experience in the financial services regulation space, acting for corporates and credit and service providers in critical regulatory matters and administrative proceedings.

Pairing ‘fresh digital-native perspectives with extensive sectoral experience’, the fintech group at CMS is a go-to for clients engaged in payments and lending, insurtech, neo-brokerage, digital assets and tokenisation, and securities and financing. Delivering ‘pragmatic guidance that bridges innovation and compliance’, co-head Clair Wermers is adept at tokenisation and digital asset structures, with deep expertise in licensing, crypto registrations, and fintech transactions. With a client roster of international fintechs and insurtechs, fellow co-head Tessa Penninks specialises in payments, lending and InsurTech regulation. Laurens Pronk is another key name to note.

Loyens & Loeff stands out for its ability to navigate the full fintech landscape, advising on digital payments and platform services, novel crypto and tokenisation models, and the regulatory and licensing frameworks that underpin high-growth fintech expansion. The team is led by Martijn Schoonewille who brings a ‘deep level of substantive expertise’ to a client roster of financial institutions, investors and scale-ups. Wendy Pronk is another key figure within the team, advising on licensing, compliance, and contentious matters in the fintech space.

Offering a breadth of experience across fintech regulatory work, Osborne Clarke demonstrates a breadth of experience within the fintech regulatory and licensing space, handling matters related to cryptocurrency, tokenisation, and digital payments. Steering the team is Johannes de Jong, who draws on a wealth of financial markets regulatory experience to serve as a key port of call among fintech banks, payment service providers, and investment funds. Juliet de Graaf is a further go-to for payment services providers, trading platforms and investment funds on complex and critical matters.

Exhibiting a full-spectrum of fintech expertise, spanning financial regulatory advice, data compliance, IT contracting and fintech-driven M&A, BarentsKrans acts for a high-profile client-base that includes major established and neo-banks, payment and e-money institutions, and technology providers. Jointly heading the practice is Marc Elshof, an expert in regulatory and operational fintech work, and Arno Voerman, who regularly handles strategic fintech and payments mandates.

Lynd acts for a wide roster of regulated clients, from traditional banks and insurers to innovative payment providers, alternative lenders, crowdfunding platforms and crypto service providers. The team helps clients craft compliant fintech business models and also advises on market entry, licensing, digital-finance structuring and financial-sector M&A. The ‘knowledgeable, pragmatic’ Anne Hakvoort provides financial regulatory advice for fintech companies, with a particular focus on platform-driven business models. Joost van Hunnik is adept at credit-related fintech matters. Thom Beenen is a key port of call for banks, investment firms, payment service providers, investment institution managers, crypto service providers, and financial investors.