Hall Of Fame

Fintech in Belgium

Bird & Bird

Bird & Bird covers the full gamut of fintech issues, advising on transactional and advisory work, while also handling contentious matters. As a core focus, the practice acts for a host of well-established international payment solutions clients. The team is led by Scott McInnes, an experienced financial regulatory practitioner who is also well-versed in competition law issues. On the transactional side, the team draws on the experience of Paul Hermant, who has a strong track-record in acquisition finance and project finance matters. A further key contact is Julien Sad, who supports the team.

Praxisleiter:

Scott McInnes


Weitere Kernanwälte:

Paul Hermant; Julien Sad


Referenzen

‘The service is excellent. Always hands-on and practical advice. Quick turnaround time. Can support on complex matters. Nice teamwork.’

‘Scott McInnes is an absolute expert in EU payments regulation. Very seasoned lawyer who knows the market inside-out.‘

‚Scott McInnes comes with practical solutions for complex problems and always reacts quickly. It is a pleasure to work with him.‘

Kernmandanten

bunq


Aion Bank


SIBS Group


Satispay


Isabel Group


Bonsai


Shopware AG


Highlight-Mandate


DLA Piper

DLA Piper boasts a team which is well-equipped to handle the full range of fintech and financial regulatory mandates, covering regulatory compliance, intellectual property and transactional work. The team is called upon by a wide array of international payment solutions platforms and financial institutions. Practice head Pierre Berger is highly experienced in regulatory issues, with a particular depth of expertise in insurance regulatory work as well as ESG-linked finance. Joris Latui has a focus on banking and finance transactions within the payment solutions sphere, and also possesses financial regulatory expertise. Nicolas Kalokyris supports the team.

Praxisleiter:

Pierre Berger


Weitere Kernanwälte:

Joris Latui; Nicolas Kalokyris


Referenzen

‘Good team, honest and fair people.’

‘Pierre Berger has assembled a team lawyers with a broad expertise in different finance domains. They also look to offer solutions beyond traditional legal advice.’

Kernmandanten

ABN AMRO Bank NV


AG Insurance NV


Aion NV


Alan SA


Alpha Card CBA


Amonis OFP


Argenta Bank- en Verzekeringsgroep NV


Avida Finance AB


Axa Bank Belgium NV


Bancontact Payconiq Company NV


Bank Degroof Petercam Asset Management NV


Banxa Holdings Inc.


Belfius Bank NV


Bitstamp Ltd


Blox BV


BNP Paribas Fortis NV


Bpost NV/SA


Complychain


Credix BV


Delen Private Bank NV


Doccle BV


The Fortegra Group LLC


iBanFirst SA


ING België NV


Insignia Global Solutions Limited


International Swaps and Derivatives Association Inc.


KBC Group NV


Keyrock SA


Kuwait Petroleum (Belgium) NV


Lightyear Europe SA


Loomis Belgium NV


Lukoil Belgium NV


MeDirect Bank NV


MGF (EU) Limited NV


Minna Technologies AB


MIR Limited UK LTD


Qred Företagslån AB


Tioga Capital Partners sLP


UnifiedPost NV


Vadis Technologies NV


Venly


Highlight-Mandate


  • Advised Euroclear on the regulatory implications (including outsourcing, digital operational resilience and FMI-specific regulation) of its strategic global partnership agreement with Microsoft.
  • Advising Tioga Capital Partners on the regulatory, corporate and tax law issues relating to the structing, the set-up and successful launch of Tioga Capital Partners Flagship Fund II.
  • Advised bpost on the legal implications of marketing crypto stamps, tokens on a Blockchain linked to physical crypto stamps.

Simont Braun

Simont Braun boasts a digital finance team home to deep financial regulatory experience, with a focus on advising clients in the payments solutions and e-money sectors. The practice’s client roster includes traditional financial institutions as well as modern fintech companies, with the team regularly guiding them through complex cross-jurisdictional regulatory hurdles. Co-heading the department are Joan Carette, a key contact among fintech and regtech companies; Philippe De Prez, who is highly sought-after by digital banks and crypto exchanges; and Thomas Derval, who demonstrates experience in the fintech and insurtech spaces.

Praxisleiter:

Joan Carette; Philippe De Prez; Thomas Derval


Referenzen

‘Great team at Simont Braun for things fintech and regulatory in Belgium. They are smart, fast, very responsive and know their stuff.‘

‚In the regulatory field there are few firms that truly know what they are doing, this team is definitely on top of things. ’

‘Philippe du Prez is hands-on and quick to respond. Joan Carrette has indepth knowledge.’

Kernmandanten

Revolut


Aion bank


Belgian Mobile ID (itsme)


Bitvavo


Buy Way Personal Finance


Easyvest


Taptap Send


Viva Bank


Paynovate


Ebury


Intix


Highlight-Mandate


  • Assisting Revolut on a wide range of legal and regulatory issues, as well as with the launch of the Belgian branch.
  • Assisting Viva with a new commercial partnership with a large telecom provider, acquisition projects involving technical providers, as well as the restructuring of their activities in Belgium.
  • Assists Easyvest on all its regulatory matters, including technical questions on MiFID II, pension services, and capital requirements.

A&O Shearman

A&O Shearman‘s fintech practice handles both complex commercial transactions, as well as financial regulatory mandates. The team’s expertise spans regulatory compliance, e-money licensing as well as advising on regulatory aspects of M&A transactions. Practice head Filip Van Elsen has a strong specialisation in intellectual property and data matters concerning digital and emerging growth companies. A key contact among fintech services players, Axel de Backer possesses deep expertise in financial regulatory mandates. Niels De Waele supports the team concerning fintech and insurtech matters.

Praxisleiter:

Filip Van Elsen


Weitere Kernanwälte:

Axel de Backer; Niels de Waele


Referenzen

‘Their strengths are availability, competence in a multi-disciplinary network, and ability to deliver in a short period of time.’

‘In my file about fintechs, it is the highly skilled team which I consider as a real added value! ’

Highlight-Mandate


Baker McKenzie BV/SRL

Baker McKenzie BV/SRL advises established financial institutions as well as fintech startups on an array of financial regulatory and transactional matters. Practice co-head Olivier Van den broeke is well-regarded among fintech neobanks, payment services providers, and global financial institutions for his expertise in a range of regulatory matters including MiFID II and DORA compliance. Fellow co-lead Michael Van Acker is an experienced banking and finance practitioner, with expertise in syndicated loans, structured finance and project finance. Elisabeth Dehareng is a further key contact.

Praxisleiter:

Olivier Van den broeke; Michael Van Acker; Elisabeth Dehareng


Referenzen

‘Very high level of service and competence.’

‘Baker McKenzie’s practice stands out for its seamless global integration and ability to deliver consistent, high-quality legal support across jurisdictions.‘

‚Commercially minded and solution-driven. They don’t just provide legal analysis — they offer actionable advice that aligns with our business goals. The team is also remarkably responsive and easy to work with.‘

Kernmandanten

Accenture


Agoda


American Express


Antwerp World Diamond Center


Baloise Assurances Luxembourg


Baloise Belgium


Coinbase


Coinstar


Deposit Solutions


Esprit Card Services


Flawless Money Limited


Housers


JP Morgan


Mastercard


Mercedes Pay


Mesirow Financial Investment Management


Mollie B.V.


N26


ParkMobile


PayPal


Porsche


Revive Fund Management


Revolut


Robinhood Securities


Shares.io


Temu


Tencent


Toyota Financial Services


Veriff


Visa


Wayflyer


Western Union


Wish / ContextLogic


Highlight-Mandate


  • Assisted N26 with thoroughly reviewing and updating its website for the offering of Fintech-type payment products in Belgium.
  • Assisted PayPal with thoroughly reviewing and updating its terms and conditions related to the offering of Fintech-type payment products in Belgium.
  • Assisted and continue to assist ParkMobile (now: EasyPark) with obtaining and maintaining a limited network exemption from the PSD2 licensing requirements for the set-up of an innovative mobile payment solution for car parking services.

CMS

CMS‘ fintech practice is particularly focused on supporting established financial institutions and payment solutions providers, assisting them in navigating regulatory hurdles concerning e-money, crypto, tokenisation and blockchain-backed financial services. Practice co-head Benoît Vandervelde leverages his finance background as well as expertise in insurance regulatory law within the fintech s[ace. Fellow co-lead Tom De Cordier focuses on contentious and advisory data privacy and IP law issues. Dirk Van Liedekerke is an experienced litigator with a focus on the TMT sector, handling a range of fintech regulatory disputes.

Praxisleiter:

Benoît Vandervelde; Tom De Cordier; Dirk Van Liedekerke


Kernmandanten

CurrencyCloud


Hokodo


IBAN First


Highlight-Mandate


  • Represented CurrencyCloud, a subsidiary of the Visa Card group, in a litigation with Belgian residents having been victims of a scam.
  • Assisted Hokodo in connection with a new €100m debt facility from Viola Credit, a global credit investment manager focused on supporting the growth of the innovation economy.
  • Assisting and representing iBanFirst in a major cross-border cyber dispute before the Enterprise Court of Brussels.

Liedekerke

Liedekerke ‘s fintech practice is well-versed in regulatory advisory as well as complex commercial transactions. The team is particularly well-placed to assist clients through the blockchain, crypto-asset regulation and FSMA regulatory landscape. Leading the practice is Tom Van Dyck, who is an experienced financial regulatory practitioner and is called upon by a host of high-profile payment solutions companies. Additionally, Van Dyck is well-equipped to guide clients through ESG implementation. Louise Verstraete supports the team on fintech and insurtech matters.

Praxisleiter:

Tom Van Dyck


Weitere Kernanwälte:

Louise Verstraete


Referenzen

‘What makes this practice unique is its combination of deep expertise in the specific legal matter, a strong and reliable professional network and extensive hands-on experience that clients can immediately benefit from.‘

‚Potential clients would want to know that the team is not only highly knowledgeable in the relevant area of law, but also pragmatic in its approach, focusing on achieving rapid, tangible results rather than lengthy theoretical solutions.’

‘Tom Van Dyck has an excellent approach—smart, pragmatic, and highly attentive to his clients’ needs.‘

Kernmandanten

Qonto


CapitalatWork


Binance


Kraken


Coinbase


Mastercard


Keyrock


Bobex


Belfius


Greenomy


Yago


NiCKEL


Deel Inc


Colruyt


Airbnb


DPG Media


Regdetect


KBC LR


Arvestar


Highlight-Mandate


  • Acting as lead counsel to Binance in significant regulatory challenges following the introduction of Belgium’s Virtual Asset Service Provider (VASP) regime in early 2022.
  • Acting as Belgian counsel by Payward (Kraken) with a comprehensive analysis of the Belgian regulatory framework.

Linklaters

The fintech group at Linklaters advises financial institutions and established fintech operators on regulatory, licensing, transactional as well as contentious issues. The team’s regulatory expertise includes handling compliance with DORA, EAA and FSMA regulations. Co-heading the team is Guillaume Couneson, who focuses on IT, data, and digital regulation matters in the fintech space; and Andreas Van Impe, who acts for fintechs and financial institutions on the full spectrum of regulatory matters. Practice co-head Etienne Dessy left the firm in November 2025.

Praxisleiter:

Guillaume Couneson; Andreas Van Impe


Referenzen

‘One of the key strengths of Linklaters’ FinTech offering is the seamless collaboration between its regulatory team and its equally strong intellectual property & technology team.‘

‚The integrated approach allows them to advise on complex FinTech matters with both legal depth and technological insight.‘

‚Whether it’s navigating licensing requirements, structuring digital products, or addressing data and cybersecurity issues, the teams work as one — ensuring clients receive holistic, commercially relevant advice that reflects both regulatory realities and technological innovation.‘

Kernmandanten

AION Bank


Belfius


Euroclear


Interactive Brokers


Isabel


MSCI


Revolut


Swift


Vodeno


Wise


Highlight-Mandate


Timelex

Timelex specialises in handling an array of fintech mandates, including complex regulatory compliance, digitalisation projects and contentious issues. The practice’s regulatory expertise includes handling advisory work on MiCAR, DORA, EU Cyber Resilience Act, as well as assisting in KYC and AML implementation. Practice head Edwin Jacobs is a highly experienced practitioner within the financial regulatory space, with a particular expertise track-record advising on established payment solutions regulation as well as emerging crypto-currency regulation.

Praxisleiter:

Edwin Jacobs


Weitere Kernanwälte:

Niels Vandezande


Referenzen

‘Timelex has lawyers that understand the current rules applicable to EMIs and VASPs in Europe as well as privacy laws.’

‘Edwin Jacobs is a leader at Timelex and is able to shepherd files himself or with help from his team.‘

‚Niels Vandezande has specific knowledge in the crypto space that lets us quickly navigate the intricacies of individual EU member-state laws.’

Kernmandanten

Twikey


Bank Degroof Petercam


Topi


Capricorn Partners


Projective Group


Tweed Payments


PeopleWare


ULALO


Virilis


Highlight-Mandate


  • Advising Twikey on compliance with the EU Digital Operational Resilience Act (DORA) and payment services legislation in the context of its operations across the Benelux region.
  • Advising Tweed Payments Inc. on EU regulatory compliance regarding crypto-assets, NFTs, and consumer protection.
  • Advising PeopleWare on compliance with cybersecurity regulations including NIS 2 legislation, the EU Cyber Resilience Act, and the EU Digital Operational Resilience Act (DORA).