Next Generation Partners

Leading Associates

Firms To Watch: Fintech

Fintech in Malta

InariLaw

InariLaw offers legal support across the financial services and fintech sectors, advising on the establishment of investment services firms, insurance companies, and pension schemes.

GTG Legal

GTG Legal provides advice in areas such as tokenisation, distributed ledger technology, crypto assets, AI, and cybersecurity. The team is led by Ian Gauci, who focuses on blockchain, digital assets, and emerging technologies, and Cherise Abela Grech, who brings expertise in security token offerings and virtual currency-related activities that require investment services licences. Josef Cachia Fenech Gonzi is recognised for assisting clients in obtaining regulatory licences from the Malta Financial Services Authority.

Praxisleiter:

Ian Gauci; Cherise Abela Grech


Weitere Kernanwälte:

Josef Cachia Fenech Gonzi


Referenzen

‘GTG Lawyers are exceptional industry specialists whose commitment and reliability set them apart in the legal market. The firm consistently delivers advice of the highest calibre, marked by a rare combination of technical excellence, commercial acumen, and a deep understanding of client needs.‘

‘The practice distinguishes itself as a boutique firm, offering a level of personalisation and agility that larger organisations often struggle to match. Clients benefit from direct access to professionals—no layers, no delays. Communication is swift, relationships are genuine, and the client is treated with exceptional care. It’s not just service, it’s a red carpet experience.’

‘Strong regulatory knowledge, deep relationships with local stakeholders.’

Kernmandanten

The Government of Malta


Malta Digital Innovation Authority


Hacksaw Gaming


Bank of Valletta plc


Bitpanda


FMPay


Shift4


BMIT plc


Dolfin Asset Services Limited


StablR


VertoFX


Highlight-Mandate


  • Advised the MDIA on the implications of the EU Regulation on Artificial Intelligence, specifically on how it will affect the MDIA as Malta’s digital innovation authority with a focus on how it can maintain its role as a certification and supervisory authority following the coming into force of the AI Act.
  • Assisting BMIT Plc in aligning its legal compliance with the obligations that will be imposed by the upcoming Digital Operational Resilience Act (“DORA”) on ICT Service Providers which service financial entities.
  • Assisting StablR, an electronic money token issuer authorised in the EU to comply with applicable rules and requirements for electronic money token issuers in terms of MiCA.

Mamo TCV Advocates

Mamo TCV Advocates provides regulatory advice on a range of fintech matters, including crypto assets, digital payment services, and electronic money. The team is led by Katya Tua, who specialises in advising on the regulatory aspects of setting up crypto-asset businesses, ongoing compliance obligations, and guidance under the Virtual Financial Assets Act. Mario Mizzi is a key contact for fintech licensing, compliance, and advisory work related to the Markets in Crypto-Assets Regulation, as well as investment services linked to cryptocurrency.

Praxisleiter:

Katya Tua


Weitere Kernanwälte:

Mario Mizzi


Highlight-Mandate


  • Advising on a Crypto Exchange to acquire a licence to offer crypto derivatives
  • Advising on the regulatory change in control of a payment-service provider.
  • Providing legal advice to Crypto operations, E-money institutions, and payments services relating to Fintech law and the MFSA’s Fintech Supervision Function.

Camilleri Preziosi

The fintech team at Camilleri Preziosi is co-led by Andrei Vella and Andrew Caruana Scicluna, providing legal support across a broad range of areas, including regulatory licensing, M&A, and complex contractual negotiations. Diane Bugeja is a key member of the team, recognised for her expertise in regulatory aspects of various transactions, including licensing matters, capital markets initiatives, and regular engagement with regulatory authorities.

Praxisleiter:

Andrei Vella; Andrew Caruana Scicluna


Weitere Kernanwälte:

Diane Bugeja


Referenzen

‘Highly responsive and available team members. Quick turnaround on deliverables.‘

‘Their responsiveness, their attention to the matters at hand, and their knowledge of the financial services landscape locally stand out.‘

Highlight-Mandate


Ganado Advocates

Ganado Advocates has a strong focus on advising clients in the blockchain, cryptocurrency, and electronic money sectors. The team is led by Leonard Bonello, who regularly assists credit institutions and payment service providers on regulatory and transactional matters. James Debono is also a key figure, frequently advising payment and e-money institutions on legal and regulatory issues.

Praxisleiter:

Leonard Bonello


Weitere Kernanwälte:

James Debono


Referenzen

‘Very responsive and a knowledgeable team.‘

‘The team is highly knowledgeable and consistently willing to provide support, offering clear guidance and practical solutions whenever needed.’

‘What makes the individuals we work with stand out is the combination of deep technical expertise and a very pragmatic, solutions-oriented approach.‘

Highlight-Mandate


WH Partners

WH Partners advises on a broad range of fintech-related matters, including Virtual Financial Asset services, MDIA certification and registration, regulatory compliance, and intellectual property. The team is led by Joseph Borg, who is well-regarded for his expertise in electronic money institution licences, VFA service provider licences, and a wide array of regulatory and transactional fintech matters.

Praxisleiter:

Joseph Borg


Referenzen

‘The team is very knowledgeable on crypto practices in Malta, and hence is a reliable source for advice both on regulatory and on taxation matters relating to crypto.‘

‚They are always very knowledgeable on the subject on provide very useful insight and advice.‘

‘WH Partners is a unique firm in Malta with highly professional individuals working together for the benefit of their clients. They understand well what is required by the respective client, and they use their knowledge, experience, technology and peers to service them with the highest quality of service.‘

Kernmandanten

FalconX


Soil


Socios


Ballista Ltd


Cube Exchange


BCXPro


JMS Trading Limited


Payhound


Credbull Labs


Weavr


Highlight-Mandate


  • Acting for Cube Exchange Malta Ltd on its application for a Virtual Financial Assets (VFA) licence under the VFA Act in Malta.
  • Acting for Socios Europe Services Ltd on its application for a Virtual Financial Assets (VFA) licence under the VFA Act in Malta.
  • Acting for Ballista Ltd on its application for a Virtual Financial Assets (VFA) licence under the VFA Act in Malta.

GVZH Advocates

GVZH Advocates provides specialised advice on licensing and regulatory compliance with the Malta Financial Services Authority, corporate structuring, M&A transactions, and strategic advisory for international market rollouts. The team is jointly led by Andrew Zammit and Kurt Hyzler, and Zammit guides clients through MFSA regulatory approvals and notifiable events under Maltese law, while Hyzler advises on domestic regulatory mandates.

Praxisleiter:

Andrew  Zammit; Kurt Hyzler


Referenzen

‘The expertise, quality of the team, and attention to detail have made this firm an automatic choice for our firm over more than one decade.‘

‘Andrew Zammit has delivered and harnessed the resources in his firm consistently.’

‘The team has extensive knowledge & experience.’

Kernmandanten

Marqueta


Bird & Bird


Yokoy GmbH


Dormouse Limited


SANDS Advokatfirma DA


eToro Money Malta Ltd


Highlight-Mandate


  • Advised Marqeta Inc on the Maltese law aspects of its €45 million acquisition of TransactPay, a cross-border deal spanning the US, UK, Gibraltar, and Malta.
  • Advised Yokoy GmbH on Maltese legal, regulatory, and compliance aspects relating to a major Credit Card Program Manager Agreement and related documentation.
  • Provides ongoing legal and regulatory support to eToro Money Malta Ltd, covering its payment services operations managed from Malta.