Next Generation Partners

Banking and finance in Ghana

Bentsi-Enchill, Letsa & Ankomah

Bentsi-Enchill, Letsa & Ankomah's banking team, led by Seth Asante and Frank Nimako Akowuah, has built a long-standing reputation for finance work. The firm is active in the high-value work regarding financing Ghana's cocoa industry, as well as asset financing transactions covering telecoms, vehicles and mining assets among others. Sophia Sena Berdie is a key member of the practice, with expertise in corporate finance transactions, capital markets, and financial services regulation.

Praxisleiter:

Seth Asante ; Frank Akowuah


Weitere Kernanwälte:

Sophia Sena Berdie ; Gifty Aku Hlordjie


Referenzen

‘The Team in BELA are notable for their thoroughly researched and practical legal solutions ’

‘The BELA team often cuts to the chase and cuts out the fluff. Their advice is concise and straight to the point.’

 

Kernmandanten

GCB Bank PLC


Africa Export-Import Bank


Bank Cantonale Vaudoise


Growth Investment Partners


57 Pods Cocoa Ltd


Caterpillar Financial Services Corporation


United States International Development Finance Corporation


Highlight-Mandate


  • Advised GCB Bank Plc on its $57m trade financing facility to Ghana Cocoa Board.
  • Advised Bank Cantonale Vaudoise on its $50m inventory financing facility to an offshore borrower.
  • Advised Growth Investment Partners (a private equity fund sponsored by British International Investment) on its GHS65m on-lending facility to Fido Micro Credit Ltd (a microcredit lender primarily engaged in lending to individuals and micro, small and medium enterprises.

ENSafrica

ENSafrica is well-regarded for work spectrum of banking and finance work, including using the firm's international network. The team advises local authorities, major corporate and financial institutions on finance matters, as well as carbon credits. A notable practitioner within the firm is Rachel Dagadu, who specialises in banking and finance, project finance, capital markets and more.

Praxisleiter:

Paa Kwesi Morrison


Weitere Kernanwälte:

Rachel Dagadu ; Cletus Danliar Banseh ; Mandy Ofori Sarpong


Referenzen

‘Prompt, clear legal advice ’

‘Rachel Dagadu and Paa Kwesi Morrison, both super responsive, and delivers practical solutions’

 

Kernmandanten

International Finance Corporation


The Standard Bank of South Africa Limited


Standard Chartered Bank Ghana Plc


BluePeak Holdings SARL


Ghana International Bank Plc


First Rand Bank Limited


RMB International (Mauritius) Ltd


Stanbic Bank Ghana LTD


REYL & Cie Ltd


Société Générale


Rabobank


HSBC Bank Plc


United States International Development Finance Corporation


British International Investment Plc


Nedbank Limited


Eastern and Southern African Trade and Development Bank


Africa Finance Corporation


Growth Investment Partners Ghana Limited


Highlight-Mandate


  • Advised CrossBoundary Energy Ghana Ltd in relation to a term facility from a syndicate of banks, including The Standard Bank of South Africa Limited (acting through its Corporate and Investment Banking division).
  • Advised Standard Chartered Bank Ghana Plc in connection with two term facilities to Polytanks Ghana Ltd.
  • Advised BluePeak Holdings SARL, in connection with the financing of Robust International Pte Ltd and Robust International Commodities Limited.

AB & David Africa

AB & David Africa includes lawyers who handle a range of banking work. Wilhemina Quist-Therson oversees the team, which acts for both borrowers and lenders.

Praxisleiter:

Wilhemina Quist-Therson


Weitere Kernanwälte:

Ferdinand D. Adadzi ; Akosua K. Akowuah ; Antoinette Lady Arko ; Akua Chrappah Ayippey ; Daisy Codjoe ; Darley Ofosu – Dorte ; Niine Inkumsah-Sarpong


Kernmandanten

Melcom Limited


Landesbank Baden-Württemberg


FirstRand Bank Limited (acting through its Rand Merchant Bank Division)


LAFCo


Endeavour


Landesbank Baden-Württemberg


LMI Holdings Ltd


Medical Credit Fund


First National Bank Ghana Ltd


London Stock Exchange


Highlight-Mandate


  • Advised Melcom Limited on a loan from the International Finance Corporation to support projects including the roll-out of further stores equipped with rooftop solar.
  • Advised  LMI Holdings Ltd on a loan transaction involving its subsidiaries, Enclave Power Company and Solar for Industries Limited, with the International Finance Corporation as the lender to finance a 150MW solar plant.
  • Advised First National Bank Ghana on acting as custodian of a REIT.

DLA Piper Africa, Ghana (Reindorf Chambers)

Jointly steered by Fui Tsikata and Kizzita Mensah , DLA Piper Africa, Ghana (Reindorf Chambers)'s banking and finance team acts for national and international banks, among others. Senior associate Kweki Quaynor Ahlijah is a further key contact.

Praxisleiter:

Fui Tsikata ; Kizzita Mensah


Weitere Kernanwälte:

Kweki Quaynor Ahlijah ; Nana Takyiwa Ewool ; Keziah Hillary Engmann


Kernmandanten

C-Nergy Ghana Limited


ABC Bank International Plc


Ecobank Ghana PLC


AlphaJiri Investment Fund LP


Investec Bank Limited


Ebury Partners UK Limited


Alterfin CV


Kola Technologies Ltd


N. Dowuona & Company

N. Dowuona & Company‘s team advises clients across sectors on a range of corporate financing, asset financing and fintech. Kwasi Appiah Okrah is a key contact.

Praxisleiter:

NanaAma Botchway ; Achiaa Akobour Debrah


Weitere Kernanwälte:

Kwesi Okrah


Referenzen

‘N. Dowuona & Company’s banking and finance team stands out for its deep technical expertise combined with a pragmatic, business-oriented approach. They have an exceptional ability to navigate complex financing structures while ensuring solutions are tailored to the client’s strategic objectives. What makes them unique is their responsiveness and clarity – they simplify intricate legal concepts into actionable advice, which is invaluable for fast-moving businesses like ours. Compared to other firms, their attention to detail, commercial awareness, and ability to anticipate regulatory challenges put them in a league of their own. The team is also highly collaborative, both internally and with clients. They leverage technology for efficient document management and transparent billing, which makes the process seamless. For any client seeking a partner that combines world-class legal expertise with local insight and innovation, N. Dowuona & Company is an outstanding choice.’

‚The individuals at N. Dowuona & Company are exceptional for their technical mastery, commercial acumen, and client-first mindset. They don’t just provide legal advice – they act as strategic partners who understand the nuances of our industry and the broader financial landscape. Standout qualities include; Responsiveness and clarity: They are always available, proactive in communication, and provide clear, actionable guidance. Negotiation strength: Their ability to anticipate counterparties’ positions and craft innovative solutions has been invaluable in complex financing transactions. Attention to detail with a big-picture view: They combine rigorous legal analysis with a strong understanding of business objectives, ensuring advice is both compliant and commercially sound.‘

‚What makes them different is their blend of local insight and international standards, which gives clients confidence in cross-border transactions. Their professionalism, integrity, and collaborative approach make them a pleasure to work with.‘

Kernmandanten

Agdevco


Avian Labs


M-KOPA Limited


Pawapay UK


DLocal LLP


Blue like an Orange Sustainable Capital


Mirova Sunfunder


Helios Towers Ghana


Highlight-Mandate


  • Provided Mirova SunFunder Inc. on a the Ghanaian law elements of a $20m debt financing of Manocap Energy, an off-grid solar project development company with operations in Mauritius, Sierra Leone and Ghana.
  • Acted as Ghanaian counsel to Complete Farmer, a local AgriTech startup, in relation to a proposed term loan facility being extended by Micro, Small & Medium Enterprises Bonds S.A.

Ntrakwah & Co

Ntrakwah & Co 's activity in this space is led by Abena Ntrakwah-Mensah and Kwadwo Ntrakwah. Kwadwo Ntrakwah is another notable name in the group,

Praxisleiter:

Abena Ntrakwah-Mensah ; Kwadwo Gyasi Ntrakwah


Weitere Kernanwälte:

Benedicta Akesse Annan


Referenzen

‘Ntrakwah & Co.’s banking and finance team is unique in its ability to combine deep regulatory knowledge with business-oriented structuring advice. Unlike many Ghanaian firms that focus narrowly on documentation, the team understands the commercial realities of raising capital in emerging markets and can translate complex Bank of Ghana and SEC requirements into practical steps for borrowers and investors. This is especially valuable for companies in new sectors such as electric mobility and climate finance, where regulations are evolving and precedents are limited. Their cross-practice collaboration — linking corporate, regulatory and dispute resolution teams — gives clients holistic risk management beyond just the financing documents, which is a real competitive advantage.’

‘At Ntrakwah & Co., the individuals we work with stand out for combining technical excellence with a commercial, solution-driven mindset. Partner Kwadwo “Kojo” Ntrakwah, is exceptional — he understands lenders’ risk frameworks and borrowers’ commercial needs, and he is able to bridge complex Bank of Ghana, SEC and sustainable finance regulations with practical deal structures that make sense for international investors. Kojo is strategic, calm under pressure and highly responsive, often anticipating regulator or counterparty issues before they arise. The team feels younger, more innovative and more business-savvy than competitors, combining big-firm rigour with agility and a willingness to adopt technology-enabled workflows. This combination of strategic foresight, technical depth and practical responsiveness is what has made them invaluable to us.’

‘The team at Ntrakwah & Co. is outstanding. The attention to detail and their responsiveness make them one of the top law firms in Ghana. Their billing system is very transparent and reassures you that you are getting value for money.’

WTS Nobisfields

WTS Nobisfields‘ team advises on a host of banking and finance issues throughout Ghana.  Team leader Theophilus Tawiah handles, among other matters, borrower-side work, while Robin McCone is a new recruit for tax work.

Praxisleiter:

Theophilus Tawiah


Weitere Kernanwälte:

Boatemaa Ohene-Agyekum ; Rosemary Anakwa Boadu ; Claudia Quartey


Referenzen

‘The WTS banking and finance team is excellent and has deep knowledge of transactional practice and customs in Ghana.’

‘Theophilus Tawiah is an excellent transactional attorney. He was knowledgeable, practical, and responsive. I was particularly impressed at his ability to help bridge a gap with a counterparty in order to drive the transaction to resolution.’

 

Kernmandanten

MLU B.V


Wangara Green Venture Capital Ltd


Venture Capital Trust Fund (Ghana)


ISF Ghana Venture Capital Ltd


Vamed Competence and Management Center Africa Ltd


Plan International UK


Brenntag Ghana Limited


Mycredit Score LTD


Akoben Supply Company Ghana Limited


Aait Logistics Ltd


Highlight-Mandate


  • Advised Aait Logistics Ltd to borrow $1.5m working capital loan from a Bank.
  • Advised Plan International UK on fund structuring of $7.5m on a project funded by the World Bank.
  • Advised Mycredit Score Ltd on the credit reporting regulations and obtaining its licence from the Bank of Ghana.

JLD & MB Legal Consultancy

JLD & MB Legal Consultancy’s banking team is led by Merene Botsio Benyah, Lily Acquaye, Zoe Phillips Takyi-Appiah and Akosua Apea Osafo. Osafo has handled a number of high-value transactions and project and export financing mandates.

Praxisleiter:

Merene Benyah; Lily Acquaye; Zoe Phillips Takyi-Appiah; Akosua Apea Osafo


Weitere Kernanwälte:

Doreen Avipara Nyaaba ; Obedia Nortey ; Thelma Ashley


Referenzen

‘The team is responsive and works well within deadlines ’

‘Effective communication ’

‘Professionalism. We worked mainly with Akosua Apea (Partner) and Abena Achiaa (Associate). ’

Highlight-Mandate


Koranteng & Koranteng Legal Advisors

Koranteng & Koranteng Legal Advisors , spearheaded by, Afua Koranteng , continues to handle loan disputes and debt recovery matters, as well as  non-traditional banking queries, such as ones regarding fintech. Finance work relating the public sector is a further area of expertise.

Praxisleiter:

Afua Koranteng


Weitere Kernanwälte:

Bridget Agyei ; Jesse Heymann ; Ama Obese-Jecty ; Kensah Bernice Ashkar


Referenzen

‘Proactive engagement with client, top-notch professional advice, regular feedback, output-oriented’

‘Their meetings and correspondence with me and/or with my company show how much attention they give to capturing the fine details as a client.’

‘Their key strengths, I would say, are their ability to interpret policy. It is what clients should want after all. They are also in constant communication with the regulators and industry players. So they feel the pulse of the banking and finance industry and give tailored solutions.’

Kernmandanten

Ministry of Finance


Ministry of Energy


Electricity Company of Ghana


Ghana Infrastructure Investment Fund


Access Bank Ghana


FBN


Highlight-Mandate


  • Advised sed the Government of Ghana (Ministry of Finance, Ministry of Energy, Electricity Company of Ghana and the Ghana Investment Infrastructure Fund) in the Cenpower refinancing and Amandi refinancing.
  • Advised the Government of Ghana (Ministry of Finance) on the Restructuring of the debt owed to Independent Power Producers in Ghana.

Templars

Templars  handles national and international work for banking institutions, private equity firms and venture capital clients. Sarpong Odame , who has experience of project finance work, sits at the helm of the practice.

Praxisleiter:

Sarpong Odame


Referenzen

‘They are ready to put in the work to deliver to an expert standard.’

‘They had the patience to respond to several rounds of review of the work product and follow-up questions, in order to get everything right and ensure client satisfaction.’

‘The team is well armed with good local market understanding mixed with international standards of execution, and therefore, they are a trusted partner on complex transactions. They are highly skilled at crafting innovative financing solutions to clients‘ requirements, and they are intensely collaborative internally as well as with counterparties, which allows transactions to go smoothly. Compared to other businesses, Templars stands out in being able to anticipate problems and deliver hands-on solutions without compromising on quality. The company has also embraced innovation when it comes to efficiency and communication, employing technology for effective document management and flexible billing arrangements when the need arises.’

Kernmandanten

Sahara Impact Ventures


Bayerische Landesbank


Acumen Fund


First Atlantic Bank


Forms Capital Limited


Turaco Inclusive Ghana Limited


Highlight-Mandate


  • Advised Bayerische Landesbank (as Lender) on its export finance transaction with the Turkish company, Aksa Enerji Üretim A.Ş. (as Borrower) for financing a power project operated by Aksa Energy Company Ghana Limited in Ghana and covered by a buyer credit guarantee to be issued by Finnvera (as the Export Credit Agency.)
  • Advised Turaco Inclusive Ghana Limited, the Ghanaian arm of Turaco Inc., on a cross-border group structure involving a loan from the parent company, a services agreement with Turaco Kenya, and a software licence for its proprietary platform.
  • Advised Sahara Impact Ventures (SIV) on its investment, structured as a convertible loan note, in Agriarche Limited, a Nigerian agritech company providing farmers with access to logistics, markets, finance, and input support through a digital platform.