Bentsi-Enchill, Letsa & Ankomah's banking team, led by Seth Asante and Frank Nimako Akowuah, has built a long-standing reputation for finance work. The firm is active in the high-value work regarding financing Ghana's cocoa industry, as well as asset financing transactions covering telecoms, vehicles and mining assets among others. Sophia Sena Berdie is a key member of the practice, with expertise in corporate finance transactions, capital markets, and financial services regulation.
Banking and finance in Ghana
Bentsi-Enchill, Letsa & Ankomah
Praxisleiter:
Seth Asante ; Frank Akowuah
Weitere Kernanwälte:
Sophia Sena Berdie ; Gifty Aku Hlordjie
Referenzen
‘The Team in BELA are notable for their thoroughly researched and practical legal solutions ’
‘The BELA team often cuts to the chase and cuts out the fluff. Their advice is concise and straight to the point.’
Kernmandanten
GCB Bank PLC
Africa Export-Import Bank
Bank Cantonale Vaudoise
Growth Investment Partners
57 Pods Cocoa Ltd
Caterpillar Financial Services Corporation
United States International Development Finance Corporation
Highlight-Mandate
- Advised GCB Bank Plc on its $57m trade financing facility to Ghana Cocoa Board.
- Advised Bank Cantonale Vaudoise on its $50m inventory financing facility to an offshore borrower.
- Advised Growth Investment Partners (a private equity fund sponsored by British International Investment) on its GHS65m on-lending facility to Fido Micro Credit Ltd (a microcredit lender primarily engaged in lending to individuals and micro, small and medium enterprises.
ENSafrica
ENSafrica is well-regarded for work spectrum of banking and finance work, including using the firm's international network. The team advises local authorities, major corporate and financial institutions on finance matters, as well as carbon credits. A notable practitioner within the firm is Rachel Dagadu, who specialises in banking and finance, project finance, capital markets and more.
Praxisleiter:
Paa Kwesi Morrison
Weitere Kernanwälte:
Rachel Dagadu ; Cletus Danliar Banseh ; Mandy Ofori Sarpong
Referenzen
‘Prompt, clear legal advice ’
‘Rachel Dagadu and Paa Kwesi Morrison, both super responsive, and delivers practical solutions’
Kernmandanten
International Finance Corporation
The Standard Bank of South Africa Limited
Standard Chartered Bank Ghana Plc
BluePeak Holdings SARL
Ghana International Bank Plc
First Rand Bank Limited
RMB International (Mauritius) Ltd
Stanbic Bank Ghana LTD
REYL & Cie Ltd
Société Générale
Rabobank
HSBC Bank Plc
United States International Development Finance Corporation
British International Investment Plc
Nedbank Limited
Eastern and Southern African Trade and Development Bank
Africa Finance Corporation
Growth Investment Partners Ghana Limited
Highlight-Mandate
- Advised CrossBoundary Energy Ghana Ltd in relation to a term facility from a syndicate of banks, including The Standard Bank of South Africa Limited (acting through its Corporate and Investment Banking division).
- Advised Standard Chartered Bank Ghana Plc in connection with two term facilities to Polytanks Ghana Ltd.
- Advised BluePeak Holdings SARL, in connection with the financing of Robust International Pte Ltd and Robust International Commodities Limited.
AB & David Africa
AB & David Africa includes lawyers who handle a range of banking work. Wilhemina Quist-Therson oversees the team, which acts for both borrowers and lenders.
Praxisleiter:
Wilhemina Quist-Therson
Weitere Kernanwälte:
Ferdinand D. Adadzi ; Akosua K. Akowuah ; Antoinette Lady Arko ; Akua Chrappah Ayippey ; Daisy Codjoe ; Darley Ofosu – Dorte ; Niine Inkumsah-Sarpong
Kernmandanten
Melcom Limited
Landesbank Baden-Württemberg
FirstRand Bank Limited (acting through its Rand Merchant Bank Division)
LAFCo
Endeavour
Landesbank Baden-Württemberg
LMI Holdings Ltd
Medical Credit Fund
First National Bank Ghana Ltd
London Stock Exchange
Highlight-Mandate
- Advised Melcom Limited on a loan from the International Finance Corporation to support projects including the roll-out of further stores equipped with rooftop solar.
- Advised LMI Holdings Ltd on a loan transaction involving its subsidiaries, Enclave Power Company and Solar for Industries Limited, with the International Finance Corporation as the lender to finance a 150MW solar plant.
- Advised First National Bank Ghana on acting as custodian of a REIT.
DLA Piper Africa, Ghana (Reindorf Chambers)
Jointly steered by Fui Tsikata and Kizzita Mensah , DLA Piper Africa, Ghana (Reindorf Chambers)'s banking and finance team acts for national and international banks, among others. Senior associate Kweki Quaynor Ahlijah is a further key contact.
Praxisleiter:
Fui Tsikata ; Kizzita Mensah
Weitere Kernanwälte:
Kweki Quaynor Ahlijah ; Nana Takyiwa Ewool ; Keziah Hillary Engmann
Kernmandanten
C-Nergy Ghana Limited
ABC Bank International Plc
Ecobank Ghana PLC
AlphaJiri Investment Fund LP
Investec Bank Limited
Ebury Partners UK Limited
Alterfin CV
Kola Technologies Ltd
N. Dowuona & Company
N. Dowuona & Company‘s team advises clients across sectors on a range of corporate financing, asset financing and fintech. Kwasi Appiah Okrah is a key contact.
Praxisleiter:
NanaAma Botchway ; Achiaa Akobour Debrah
Weitere Kernanwälte:
Kwesi Okrah
Referenzen
‘N. Dowuona & Company’s banking and finance team stands out for its deep technical expertise combined with a pragmatic, business-oriented approach. They have an exceptional ability to navigate complex financing structures while ensuring solutions are tailored to the client’s strategic objectives. What makes them unique is their responsiveness and clarity – they simplify intricate legal concepts into actionable advice, which is invaluable for fast-moving businesses like ours. Compared to other firms, their attention to detail, commercial awareness, and ability to anticipate regulatory challenges put them in a league of their own. The team is also highly collaborative, both internally and with clients. They leverage technology for efficient document management and transparent billing, which makes the process seamless. For any client seeking a partner that combines world-class legal expertise with local insight and innovation, N. Dowuona & Company is an outstanding choice.’
‚The individuals at N. Dowuona & Company are exceptional for their technical mastery, commercial acumen, and client-first mindset. They don’t just provide legal advice – they act as strategic partners who understand the nuances of our industry and the broader financial landscape. Standout qualities include; Responsiveness and clarity: They are always available, proactive in communication, and provide clear, actionable guidance. Negotiation strength: Their ability to anticipate counterparties’ positions and craft innovative solutions has been invaluable in complex financing transactions. Attention to detail with a big-picture view: They combine rigorous legal analysis with a strong understanding of business objectives, ensuring advice is both compliant and commercially sound.‘
‚What makes them different is their blend of local insight and international standards, which gives clients confidence in cross-border transactions. Their professionalism, integrity, and collaborative approach make them a pleasure to work with.‘
Kernmandanten
Agdevco
Avian Labs
M-KOPA Limited
Pawapay UK
DLocal LLP
Blue like an Orange Sustainable Capital
Mirova Sunfunder
Helios Towers Ghana
Highlight-Mandate
- Provided Mirova SunFunder Inc. on a the Ghanaian law elements of a $20m debt financing of Manocap Energy, an off-grid solar project development company with operations in Mauritius, Sierra Leone and Ghana.
- Acted as Ghanaian counsel to Complete Farmer, a local AgriTech startup, in relation to a proposed term loan facility being extended by Micro, Small & Medium Enterprises Bonds S.A.
Ntrakwah & Co
Ntrakwah & Co 's activity in this space is led by Abena Ntrakwah-Mensah and Kwadwo Ntrakwah. Kwadwo Ntrakwah is another notable name in the group,
Praxisleiter:
Abena Ntrakwah-Mensah ; Kwadwo Gyasi Ntrakwah
Weitere Kernanwälte:
Benedicta Akesse Annan
Referenzen
‘Ntrakwah & Co.’s banking and finance team is unique in its ability to combine deep regulatory knowledge with business-oriented structuring advice. Unlike many Ghanaian firms that focus narrowly on documentation, the team understands the commercial realities of raising capital in emerging markets and can translate complex Bank of Ghana and SEC requirements into practical steps for borrowers and investors. This is especially valuable for companies in new sectors such as electric mobility and climate finance, where regulations are evolving and precedents are limited. Their cross-practice collaboration — linking corporate, regulatory and dispute resolution teams — gives clients holistic risk management beyond just the financing documents, which is a real competitive advantage.’
‘At Ntrakwah & Co., the individuals we work with stand out for combining technical excellence with a commercial, solution-driven mindset. Partner Kwadwo “Kojo” Ntrakwah, is exceptional — he understands lenders’ risk frameworks and borrowers’ commercial needs, and he is able to bridge complex Bank of Ghana, SEC and sustainable finance regulations with practical deal structures that make sense for international investors. Kojo is strategic, calm under pressure and highly responsive, often anticipating regulator or counterparty issues before they arise. The team feels younger, more innovative and more business-savvy than competitors, combining big-firm rigour with agility and a willingness to adopt technology-enabled workflows. This combination of strategic foresight, technical depth and practical responsiveness is what has made them invaluable to us.’
‘The team at Ntrakwah & Co. is outstanding. The attention to detail and their responsiveness make them one of the top law firms in Ghana. Their billing system is very transparent and reassures you that you are getting value for money.’
WTS Nobisfields
WTS Nobisfields‘ team advises on a host of banking and finance issues throughout Ghana. Team leader Theophilus Tawiah handles, among other matters, borrower-side work, while Robin McCone is a new recruit for tax work.
Praxisleiter:
Theophilus Tawiah
Weitere Kernanwälte:
Boatemaa Ohene-Agyekum ; Rosemary Anakwa Boadu ; Claudia Quartey
Referenzen
‘The WTS banking and finance team is excellent and has deep knowledge of transactional practice and customs in Ghana.’
‘Theophilus Tawiah is an excellent transactional attorney. He was knowledgeable, practical, and responsive. I was particularly impressed at his ability to help bridge a gap with a counterparty in order to drive the transaction to resolution.’
Kernmandanten
MLU B.V
Wangara Green Venture Capital Ltd
Venture Capital Trust Fund (Ghana)
ISF Ghana Venture Capital Ltd
Vamed Competence and Management Center Africa Ltd
Plan International UK
Brenntag Ghana Limited
Mycredit Score LTD
Akoben Supply Company Ghana Limited
Aait Logistics Ltd
Highlight-Mandate
- Advised Aait Logistics Ltd to borrow $1.5m working capital loan from a Bank.
- Advised Plan International UK on fund structuring of $7.5m on a project funded by the World Bank.
- Advised Mycredit Score Ltd on the credit reporting regulations and obtaining its licence from the Bank of Ghana.
JLD & MB Legal Consultancy
JLD & MB Legal Consultancy’s banking team is led by Merene Botsio Benyah, Lily Acquaye, Zoe Phillips Takyi-Appiah and Akosua Apea Osafo. Osafo has handled a number of high-value transactions and project and export financing mandates.
Praxisleiter:
Merene Benyah; Lily Acquaye; Zoe Phillips Takyi-Appiah; Akosua Apea Osafo
Weitere Kernanwälte:
Doreen Avipara Nyaaba ; Obedia Nortey ; Thelma Ashley
Referenzen
‘The team is responsive and works well within deadlines ’
‘Effective communication ’
‘Professionalism. We worked mainly with Akosua Apea (Partner) and Abena Achiaa (Associate). ’
Highlight-Mandate
Koranteng & Koranteng Legal Advisors
Koranteng & Koranteng Legal Advisors , spearheaded by, Afua Koranteng , continues to handle loan disputes and debt recovery matters, as well as non-traditional banking queries, such as ones regarding fintech. Finance work relating the public sector is a further area of expertise.
Praxisleiter:
Afua Koranteng
Weitere Kernanwälte:
Bridget Agyei ; Jesse Heymann ; Ama Obese-Jecty ; Kensah Bernice Ashkar
Referenzen
‘Proactive engagement with client, top-notch professional advice, regular feedback, output-oriented’
‘Their meetings and correspondence with me and/or with my company show how much attention they give to capturing the fine details as a client.’
‘Their key strengths, I would say, are their ability to interpret policy. It is what clients should want after all. They are also in constant communication with the regulators and industry players. So they feel the pulse of the banking and finance industry and give tailored solutions.’
Kernmandanten
Ministry of Finance
Ministry of Energy
Electricity Company of Ghana
Ghana Infrastructure Investment Fund
Access Bank Ghana
FBN
Highlight-Mandate
- Advised sed the Government of Ghana (Ministry of Finance, Ministry of Energy, Electricity Company of Ghana and the Ghana Investment Infrastructure Fund) in the Cenpower refinancing and Amandi refinancing.
- Advised the Government of Ghana (Ministry of Finance) on the Restructuring of the debt owed to Independent Power Producers in Ghana.
Templars
Templars handles national and international work for banking institutions, private equity firms and venture capital clients. Sarpong Odame , who has experience of project finance work, sits at the helm of the practice.
Praxisleiter:
Sarpong Odame
Referenzen
‘They are ready to put in the work to deliver to an expert standard.’
‘They had the patience to respond to several rounds of review of the work product and follow-up questions, in order to get everything right and ensure client satisfaction.’
‘The team is well armed with good local market understanding mixed with international standards of execution, and therefore, they are a trusted partner on complex transactions. They are highly skilled at crafting innovative financing solutions to clients‘ requirements, and they are intensely collaborative internally as well as with counterparties, which allows transactions to go smoothly. Compared to other businesses, Templars stands out in being able to anticipate problems and deliver hands-on solutions without compromising on quality. The company has also embraced innovation when it comes to efficiency and communication, employing technology for effective document management and flexible billing arrangements when the need arises.’
Kernmandanten
Sahara Impact Ventures
Bayerische Landesbank
Acumen Fund
First Atlantic Bank
Forms Capital Limited
Turaco Inclusive Ghana Limited
Highlight-Mandate
- Advised Bayerische Landesbank (as Lender) on its export finance transaction with the Turkish company, Aksa Enerji Üretim A.Ş. (as Borrower) for financing a power project operated by Aksa Energy Company Ghana Limited in Ghana and covered by a buyer credit guarantee to be issued by Finnvera (as the Export Credit Agency.)
- Advised Turaco Inclusive Ghana Limited, the Ghanaian arm of Turaco Inc., on a cross-border group structure involving a loan from the parent company, a services agreement with Turaco Kenya, and a software licence for its proprietary platform.
- Advised Sahara Impact Ventures (SIV) on its investment, structured as a convertible loan note, in Agriarche Limited, a Nigerian agritech company providing farmers with access to logistics, markets, finance, and input support through a digital platform.