Seasoned M&A and debt finance specialist Ali El Hawary heads up the team at Al Tamimi & Company, which acts as local counsel on major lending agreements and handles significant inbound GCC work. The group also advises fintech companies and investors, supports energy financings, refinancings, and restructurings, and assists foreign banks with their activities in Egypt. Nour Gheith navigates financing transactions and provides regulatory advice to players in financial leasing, consumer finance and mortgages.
Banking and finance in Egypt
Al Tamimi & Company
Praxisleiter:
Ali El Hawary
Weitere Kernanwälte:
Nour Gheith; Yasmeen Qotbi
Referenzen
‘Al Tamimi & Company is the go-to firm for Egyptian financing matters, especially where the syndicate involves non-Egyptian lenders who are unfamiliar with the Egypt law requirements. Al Tamimi & Company lawyers are very responsive, which is crucial when there is time difference between different jurisdictions.’
‘I mainly worked with Nour Gheith and Yasmeen Qotbi. Both of them were very responsive and would respond to my queries within an hour or so. They were very patient – the non-Egypt lender had many questions, but they answered each and every question clearly. As a lead counsel, I felt they provided very strong support on the deal, and would definitely reach out to them again if I need Egypt assistance.’
‘Legally competent and seniors manage the accounts closely.‘
Highlight-Mandate
Baker McKenzie, Cairo
Market veteran Mohamed Ghannam is joined by project finance expert Lamyaa Gadelhak in leading the team at Baker McKenzie, Cairo, which advises lenders, leading Egyptian banks, and borrowers across sectors including energy, real estate, shipping, and telecoms. Its work spans debt restructurings, structured and sustainable finance, project finance, and syndicated lending. Key practitioners include Islamic finance specialist Mohamed El Harmy, fintech and payments expert Mostafa Lotayef, and project finance specialist Ghada El Gharib.
Praxisleiter:
Mohamed Ghannam; Lamyaa Gadelhak
Weitere Kernanwälte:
Mohamed Elharmy; Mostafa Lotayef; Ghada El Gharib; Mohamed Hafez; Ahmed Shehata; Hania Meshref; Noureldin Elhayatmy
Referenzen
‘Very high expertise, very empathetic.’
‚The banking and finance practice stands out for its deep understanding of both local law and international standards. Their strength lies in combining technical legal expertise with a highly strategic approach, ensuring clients receive practical and results-driven solutions. The team is exceptionally well coordinated, demonstrating strong collaboration across different practice areas, which enables them to handle complex, multijurisdictional disputes effectively.‘
‚What makes this practice unique is its client-focused approach – they communicate clearly, set realistic expectations and remain accessible at all times. Compared to other firms, their ability to balance rigorous legal analysis with commercial pragmatism makes them a trusted partner in high-stakes matters. The team has also embraced innovation through the use of technology to streamline case management and improve efficiency, while maintaining competitive and transparent billing structures.‘
Kernmandanten
ACWA Power
African Development Bank
African Export-Import Bank
Ahli United Bank (Uk) Plc
Alsubh Solar Power S.A.E
Alex Bank S.A.E
AMEA Power LLC
Arab Banking Corporation
Arab International Bank
Attijariwafa Bank
Bank Of America Merrill Lynch
Banque Du Caire
Banque Misr
Baraka For Trade & Investment
BayWa R.E. Solar Projects Gmbh
Bechtel Egypt S.A.E.
Bechtel Limited
BLOM Bank SAL
Branch Of NJSC Naftogaz Of Ukraine
British American Tobacco Co., Egypt
Central Bank of Egypt
Egypt Hydrocarbon Corporation S.A.E
Egypt Kuwait Holding Co., S.A.E
Egyptian Electricity Transmission Company
Giza Systems and VAS Integrated Solutions
HSBC Bank
Hutchison Ports Europe Ltd
International Finance Corporation
Marakez Delta For Real Estate Projects
Mashreq Bank
MIDBank
MUFG Bank
National Bank of Egypt
National Egyptian Railway Industries Company
National Service Projects Organization
New Renewable Energy Authority
Orascom Development Egypt
Rand Merchant Bank
Rawasy For Urban Development S.A.E
SAYACORP B.S.C
Scotiabank (Hong Kong) Limited
Standard Chartered Bank
Rising Sun Energy S.A.E
Sunrise Energy
The Egyptian Ministry of Finance
The Sovereign Fund of Egypt
Highlight-Mandate
- Advising the National Bank of Egypt S.A.E on a new facility to be provided to Canal Sugar for working capital purposes, including ongoing operating expenses and capitalisation of interest.
- Acted as lender’s counsel for Banque Misr S.A.E., Banque Misr – Dubai branch and the European Bank for Reconstruction and Development (EBRD) in connection with a USD 40M and EUR 39M syndicated medium term loan facility to Orange Egypt for Telecommunications S.A.E to finance the purchase by OREG of sharing and usage rights of the 5G License granted by the National Telecommunications Regulatory Authority.
- Acted as legal counsel to Banque du Caire S.A.E. as agent on behalf of the lenders to grant a USD 75 million term loan facility to Cheiron Egypt Delta Limited to finance up to 45.45% of the investment cost of the development works for the West Burullus area, subject to the concession agreement for gas and crude oil exploration and exploitation in Egypt.
Matouk Bassiouny & Hennawy
Experienced project finance partners Mahmoud Bassiouny and Nadia Abdallah co-head the team at Matouk Bassiouny & Hennawy, which is noted for its broad offering covering financing for large-scale logistics, energy and infrastructure projects, aircraft financings and real estate loans. The firm is also well-placed to act on complex Sukuk issuances. Further team heads include the ‘simply excellent’ Sherif El Hosseny, who regularly acts for a strong roster of fintech and microfinance companies, and Imane Raouf , who specialises in debt capital markets transactions.
Praxisleiter:
Mahmoud Bssiouny; Nadia Abdallah; Imane Raouf; Sherif El Hosseny
Weitere Kernanwälte:
Malak El Amiry; Iman Nassar
Referenzen
‘The Banking & Finance practice at Matouk Bassiouny & Hennawy stands out for its ability to navigate complex, large-scale financings with clarity, depth, and strategic foresight. Throughout our collaboration on our project, we have seen firsthand how the team—led by Mahmoud Bassiouny and Nadia Abdallah—combines a profound understanding of project finance structures with commercial pragmatism and strong execution capabilities.‘
‚What makes the practice unique is its seamless integration across disciplines. The lawyers align legal, financial, and commercial perspectives to deliver coherent, risk-balanced solutions, particularly in transactions involving multiple lenders and international financial institutions. Their approach is proactive and adaptive—they anticipate lender sensitivities, manage negotiations efficiently, and ensure the legal framework supports the project’s long-term sustainability.’
‘We have worked with Nadia Abdallah, who stands out for her exceptional mastery of complex financing structures and her ability to balance legal precision with commercial practicality. She approaches every transaction with clarity and foresight.‘
Highlight-Mandate
Zaki Hashem, Attorneys at Law
Zaki Hashem, Attorneys at Law fields a versatile banking and finance practice, handling bonds and securitisations, green bonds, Islamic finance instruments, derivatives and structured finance, investment fund management, and real estate finance. Practice co-head Helal El Hossary is best known for his work involving capital markets and securitisations expertise, and fellow leader Ragia Omran advises on syndicated loan agreements, international DCM transactions, and infrastructure project financings. They are joined by Mohamed Saeed and Omar Fouda, who cover capital increases, securitisation bond issuances, and other capital markets matters. Khalid Al Melegi is familiar with Islamic financing arrangements.
Praxisleiter:
Helal El Hossary; Ragia Omran
Weitere Kernanwälte:
Mohamed Saeed; Omar Fouda; Khalid Al Melegi
Kernmandanten
Abu Dhabi Islamic Bank – Egypt
Accelero Capital and Planet Investment
Actis LLP
AIG Egypt Insurance Company
Alexandria Container and Cargo Handling Company SAE
Al Dahra Agriculture Egypt
Al-Ezz Steel
Alubaf Arab International Bank B.S.C.
Aman Microfinance
Amer Group of Companies
Amoun for Real Estate & Touristic Development SAE
Arab Bank
Arab Company for Asset Management and Development
Arafa Group of Companies
Attijariwafa Bank Egypt
Banca IMI S.p.A. UK
Bayer Foods
Beltone Capital
BPE Holding
Citigroup Global Markets Limited
Commercial International Bank Egypt
Commercial International Investment Company
Consulya for Renting Administrative Units SAE
Corplease
Deutsche Bank
Delta Insurance Company
Dunia Finance L.L.C.
Eagle Chemicals
eFinance SAE
EFG Hermes
Egypt Factors SAE
Egypt Foods SAE
Egyptian Gulf Bank SAE
Engineering for the Petroleum & Process Industries
European University in Egypt
Fawry for Banking Technology and Electronic Payments SAE
Financial Holding International LTD
First Abu Dhabi Bank PJSC UAE
Free Music
GCC Electrical Testing Laboratory
Ghabbour Group of Companies
Global Ventures
Gold Net
Hang Seng Bank Limited
Hikma Pharma Egypt SAE
Holding Company for Investment & Development
Housing and Development Bank
HSBC Bank plc
International Finance Corporation
J.P. Morgan Securities Plc UK
Juhayna
Madinet Nasr for Housing and Development
Mashreq Bank
Middle East Turnaround Investment (Haykala)
Misr Cement Company
MM Holding for Paper and Packaging
Modern Nile Cotton
Morgan Stanley & Co. International plc UK
National Bank of Abu Dhabi PJSC
National Bank of Egypt
National Investment Bank
Natixis France
NI Capital Holding Company for Financial Investments
Novo Nordisk Egypt Pharmaceutical
Pachin
Palm Hills for Development
Project Agora
PV Hardware Solutions S.L.U
Qatar Islamic Bank
Qatar National Bank
Raya Holding for Financial Investment
Sanofi Egypt
Shahry for Consumer Finance SAE
Société de Promotion et de Participation pour la Coopération Economique
Speed Medical SAE
SP Legal Consultants
Standard Chartered Bank UAE
Talaat Mostafa Group of Companies
TBE Egypt for Solution and Payment Services SAE
The Industrial Fund for Developing Countries
Vitas Egypt for Microfinance
Vodafone Egypt Telecommunications
Wadi Group
Yapi Kredi Bank Nederland N.V.
Zolo
Highlight-Mandate
- Acting as the local legal advisor of the dealers and arrangers in the update of Egypt’s Global Medium Term Note Programme to USD 40 billion and the issuance of USD 2 billion sovereign bonds.
- Advising Aman Business Finance in the securitisation bond issuance of a total value of EGP 1,417,000,000.
- Advising Compass Capital and CI Capital Holding in establishing C3 Capital Fund.
Zulficar & Partners Law Firm
Under the direction of team head Mona Zulficar, the banking and finance team at Zulficar & Partners Law Firm advises various stakeholders on a broad spectrum of debt financing arrangements, from green financing and multi-tranche project financing to securitisation and syndicated loans. The group also provides regulatory advice and Islamic finance expertise. Key team members include Dania El Samad, who focuses on derivatives, projects, and cross-border transactions, and Tamima Yehia, who handles transactional and regulatory mandates. Mohamed Hany is another key name. Ashraf Ihab has retired.
Praxisleiter:
Mona Zulficar
Weitere Kernanwälte:
Dania El Samad; Tamima Yehia; Mohamed Hany
Referenzen
‘Zulficar & Partners Law Firm is distinguished by its deep legal expertise, commercial insight, and practical, results-oriented approach. The team is highly responsive and capable of handling complex transactions with precision and efficiency. What sets them apart is their strong partner involvement, proactive problem-solving, and ability to deliver tailored solutions aligned with clients’ business objectives. The firm’s collaborative culture, use of technology, and commitment to diversity and professional development further reinforce its position as one of the most trusted and forward-thinking legal advisors in the market.’
‚Mona Zulficar is highly regarded for her strategic vision, market insight, and ability to lead complex transactions with clarity and confidence. Ms. Tamima Yehia is another standout, recognised for her responsiveness, attention to detail, and pragmatic approach to structuring and negotiating deals.‘
‚Across all levels, the team demonstrates integrity, collaboration, and dedication — consistently adding value through proactive communication, reliability, and genuine commitment to client success.’
Kernmandanten
Al Ahli Bank of Kuwait – Egypt
Al Ahli Bank of Kuwait K.S.C.P
Al Ahly Pharos
Arab African International Bank
Arab Banking Corporation
African Export-Import Bank
Bank of America
Banque Misr
Bank of Alexandria
Bank of Palestine
Audi Bank
Beltone| Financial
Cairo Investment for Real Estate Development
Capital Med
Central Bank of Egypt
Citibank
Commercial International Bank
Commerzbank AG
Credit Agricole Egypt
EFG Hermes
Egyptian Electricity Holding Company
Egyptian Electricity Transmission Company
Egyptian Gulf Bank S.A.E
Egyptian Mud Engineering & Chemicals Co.
Egyptian Methanex Methanol Company, SAE
Elementary Innovation Pte. Ltd.
FAB
Fawry
Ghabbour Auto
GB Capital
HSBC
International Finance Corporation
MUFG Securities EMEA plc.
National Bank of Egypt
National Bank of Kuwait
National Automotive Company
Powertek
Qalaa Holding
SCATEC Egypt
Shelf Drilling
Sky Finance
Societe Generale Bank
Standard Bank of South Africa
Suez Canal Bank
The Bank of New York Mellon
The Bank of Tokyo-Mitsubishi
The European Bank for Reconstruction & Development
The United Bank
Highlight-Mandate
- Advised Arab African International Bank on the issuance of Sustainable Development Bonds Program, for the purpose of financing/refinancing green/ sustainable and social development projects, with emphasis on medium, small and micro projects.
- Advised Hassan Allam Construction on issuance of Sharia compliant Musharaka Sukuk for about US$ 55.3 million issued by Al Ahly Sukuk for Bab Misr for Urban Development.
- Advised Orange Egypt for Telecommunications on multi-tranche project financing in the form of a syndicated medium term facility agreement of around US$ 80 million to finance OREG’s acquisition of the 5G license from the Egyptian National Telecommunications Regulatory Authority for a network upgrade to a more energy efficient generation secured by accounts pledges.
ADSERO-Ragy Soliman & Partners
The banking and finance offering at ADSERO-Ragy Soliman & Partners is led by seasoned partner Hossam Gramon, who routinely advises on multi-party negotiations, compliance, and complex deal structures. The team handles a broad range of matters, including DCM transactions, project finance, Islamic and leveraged finance, and real estate financing, while also maintaining a strong roster of fintech and non-banking financial services clients. Karima Seyam helps clients execute high-value facilities across a broad sector spread.
Praxisleiter:
Hossam Gramon
Weitere Kernanwälte:
Karima Seyam; Mostafa Serry
Referenzen
‘Value for money.’
‘Hossam Gramon is very well regarded and knowledgeable.’
Highlight-Mandate
- Advised Telecom Egypt on securing an EGP 18 billion syndicated facility from a consortium of 13 banks to finance its 5G licence and refinance existing bilateral debt.
- Advised the Sovereign Fund of Egypt on a USD 80 million debt package extended by Egyptian Bank for Reconstruction and Development for Project ELM.
- Advised Sylndr on structuring and securing an EGP 370 million asset-backed facility to finance working capital for pre-owned vehicle inventory.
Al Kamel Law Firm
Mohamed Kamel co-leads the team at Al Kamel Law Firm alongside Rasheed Kamel, who advises on cross-border debt finance and capital markets transactions involving both conventional and Islamic instruments. The team acts for major domestic and international financial institutions on financings across healthcare, energy, aviation, and infrastructure. Key contacts include project finance specialist Shahira Khaled and Nada Mohamed, who advises corporates and financial services clients on transactions and restructurings.
Praxisleiter:
Mohamed Kamel; Rasheed Kamel
Weitere Kernanwälte:
Shahira Khaled; Nada Mohamed
Referenzen
‘The Al Kamel team is very professional and results-oriented. They ensure they get what you want right, advise you both from a legal perspective and from a commercial perspective if appropriate. They stick to the deadline they commit to and deliver high-quality drafting that is straight to the point.’
‘Al Kamel has one stand-out partner who is Shahira Khaled. The first time I met Shahira Khaled I was sitting in front of her on an M&A deal. I was really impressed and decided that for the future I would rather have her sitting next to me. She has a very good understanding of all stakeholders‘ positioning and gets what you need. She has strong negotiation skills on the top of her excellent technical legal skills. She also invests in the associates that are working with her and lets them lead under her supervision to make sure they grow.‘
‘Al Kamel Law Firm’s Banking and Finance practice stands out for its combination of deep technical expertise and practical, solutions-oriented advice. The team is highly responsive, commercially aware, and adept at structuring complex cross-border transactions while anticipating challenges early.‘
Kernmandanten
Deg-Deutsche Investitions-Und Entwicklungsgesellschaft
Oesterreichische Entwicklungsbank AG
Nordea Bank ABP
Humania
Infinity Group
Highlight-Mandate
Dreny & Partners Law Firm
Motaz El Dreny heads the banking and finance group at Dreny & Partners Law Firm, which is best known for its structured finance, securitisation and debt capital markets work. The team also handles project finance, financial leasing, and fintech regulatory matters. Key practitioners include Sherine El Menyawy, experienced in securitisation structures, and Metwally Sweify, who provides transactional and regulatory advice.
Praxisleiter:
Motaz El Dreny
Weitere Kernanwälte:
Sherine El Menyawy; Metwally Sweify
Kernmandanten
EFG Holding
ValU Consumer Finance
Premium International for Finance Services
Hermes Securities Brokerage
National Bank of Kuwait
Next Bank
United Bank Egypt
Jameel Finance
National Bank of Egypt
Beltone Leasing & Factoring
Drive
Banque Misr
Banque Du Caire
One Finance
Highlight-Mandate
- Advised Jameel Finance on its first securitisation transaction of a multi-issuances program for its consumer finance portfolio, part of a 3-year multi-issuance program with a total value of EGP 4 billion.
- Advised on ValU’s 7th, 8th, and 9th issuances, under their award-winning program totalling EGP 9 billion, as well as advising on all the issuances under their EGP 16 billion multi-issuance program.
Shalakany Law Office
The practice at Shalakany Law Office advises domestic and international borrowers and lenders on conventional and Islamic financing facilities, and regularly receives instructions from IFIs and ECAs. PPP and energy projects specialist Mariam Fahmy co-leads the team with Mostafa El Zeky, who is also well-placed to act on complex, large-scale energy and infrastructure financings.
Praxisleiter:
Mariam Fahmy; Mostafa El Zeky
Referenzen
‘Excellent. One of my ‚go-to‘ firms in Egypt.’
‘Shalakany has a good team of partners and associates who are capable of providing seamless advice on banking and equity finance transactions.’
‘Mariam Fahmy stands out as a reliable partner delivering very articulate advice, ensuring that all risks are properly addressed in a consistent manner.’
Kernmandanten
ENBD
Japan Bank for International Cooperation
The Commercial International Bank
Standard Chartered Bank
Nippon Export and Investment Insurance
The International Finance Corporation
Sumitomo Mitsui Banking Corporation
The European Bank for Reconstruction and Development
Sumitomo Mitsui Banking Corporation
Société Générale S.A.
Goldman Sachs International
Bank of America
HSBC
Islamic Corporation for the Development of the Private Sector
Banque Misr UAE
China Development Bank
Enerflex Ltd.
The Export-Import Bank of China
Deutsche Bank
The United States International Development Finance Corporation
Highlight-Mandate
Sharkawy & Sarhan Law Firm
Versatile banking and finance practitioner Ahmed Haggag leads the team at Sharkawy & Sarhan Law Firm, which handles major financings and bank-to-bank lending for international development financial institutions and commercial and investment banks. The group is experienced in green bonds, sustainability-linked loans, and project financing for port terminals, transport infrastructure, and renewable energy. Taher Sabala and Raghda El Qabbage support across a broad range of practice mandates.
Praxisleiter:
Ahmed Haggag
Weitere Kernanwälte:
Taher Sabala; Raghda El Qabbage
Referenzen
‘Capable. Knowledgeable. Helpful.’
‘Good response times and provide good insight into local markets.’
‘S&S has built a strong practice in the areas they advise us and particularly in project finance transactions. What’s particularly impressive is the broadness and inclusivity of the team of associates at various levels that make the firm stand out in the market.’
Kernmandanten
IFC
EBRD
Casa Depositi e Prestiti
First Abu Dhabi Bank
China Development Bank
Agriculture Bank of China
European Investment Bank
Mashreq Bank
Barclays Bank
Banque Misr UAE
NBK
Crédit Agricole Italia S.p.A
BII
Société Générale S.A.
Bangkok Bank
Jahez International Company for Information Technology
Citigroup Global Markets Limited
Islamic Corporation for Development
Arab African Int`l Bank
Credit Suisse
FirstRand Bank Limited
Mashreq Bank
Highlight-Mandate
- Advised the European Bank for Reconstruction and Development (EBRD) on a US $100 million sustainability-linked loan extended to Banque Misr to make more financing available to local women-led or owned micro, small and medium-sized enterprises (MSMEs), as well as to low-income individuals for affordable housing.
- Acting as Egyptian legal counsel to a syndication of financial institutions including EBRD in respect of Egypt’s first green hydrogen facility in the Suez Canal Economic Zone and the first fully integrated green hydrogen plant in Africa.
- Advised National Egyptian Railway Industries Company (NERIC) in relation to the syndicated financing by National Bank of Egypt (NBE), Commercial International Bank (CIB) Egypt and Arab African International Bank (AAIB) (Banking Consortium).
ALC Alieldean Weshahi & Partners
ALC Alieldean Weshahi & Partners focuses primarily on capital markets transactions, handling a wide range of DCM mandates and securitisations. The firm is also actively involved in regulatory discussions and maintains close ties with key public authorities. Bahaa Alieldean and Mahmoud El Araby co-lead the practice, with Alieldean drawing on over twenty years of experience to advise banks and sponsors on DCM deals, and El Araby specialising in securitisation bond issuances.
Praxisleiter:
Bahaa Alieldean; Mahmoud El Araby
Weitere Kernanwälte:
Loay Khaled
Kernmandanten
Palm Hills Development
Beltone Holding
CI Capital
BM consumer finance
EFG Hermes Group
Amer Group
AT Lease
Contact Financial Holding
Misr Investment
Highlight-Mandate
- Advised BM Financial on an EGP 478 million securitised bond issuance for capital securitisation.
- Advised AT Lease on its issuance of EGP 1.459 billion in securitised bonds for its consumer finance business.
- Acted for Sarwa Securitization on its second securitisation transaction of 2024.
GLA & Company
GLA & Company handles borrower and lender-side transactions for a range of clients across the Gulf, including financial institutions, non-banking financial institutions, and corporate borrowers. The team is equipped to advise on Shari’a-compliant financial arrangements, project financings, and debt capital markets work. Ashraf Hendi leads the group and is highly active on acquisition finance, syndicated lending, and Islamic finance.
Praxisleiter:
Ashraf Hendi
Weitere Kernanwälte:
Alex Saleh
Highlight-Mandate
Shahid Law Firm
Experienced in acting for borrowers and lenders in a variety of banking and finance transactions, Girgis Abd El-Shahid heads the team at Shahid Law Firm. The team works on debt restructurings, real estate finance, and aircraft financing and leasing, while also advising foreign financial institutions on their Egyptian operations. Nadine Khalil leads on both transactional and dispute-related matters.
Praxisleiter:
Girgis Abd El-Shahid
Weitere Kernanwälte:
Nadine Khalil
Kernmandanten
EgyptAir
JP Morgan Chase Bank
Huawei Technologies Co., Ltd.
Highlight-Mandate
- Acting for JPMorgan Chase Bank, N.A., London Branch, JP Morgan SE, UK Export Finance, and Wilmington Trust SP Services (Dublin) Limited in connection with the refinancing and acquisition of two Rolls Royce Trent 1000 TEN Aircraft Engines by EgyptAir Airlines, guaranteed by EgyptAir Holding, valued at USD 40 million.
- Advising Talaat Moustafa Group (TMG) in acquiring a significant stake in a group of 7 historic hotels in a transaction valued at over USD 800 million.