Leading Associates

Banking and finance in Egypt

Al Tamimi & Company

Seasoned M&A and debt finance specialist Ali El Hawary heads up the team at Al Tamimi & Company, which acts as local counsel on major lending agreements and handles significant inbound GCC work. The group also advises fintech companies and investors, supports energy financings, refinancings, and restructurings, and assists foreign banks with their activities in Egypt. Nour Gheith navigates financing transactions and provides regulatory advice to players in financial leasing, consumer finance and mortgages.

Praxisleiter:

Ali El Hawary


Weitere Kernanwälte:

Nour Gheith; Yasmeen Qotbi


Referenzen

‘Al Tamimi & Company is the go-to firm for Egyptian financing matters, especially where the syndicate involves non-Egyptian lenders who are unfamiliar with the Egypt law requirements. Al Tamimi & Company lawyers are very responsive, which is crucial when there is time difference between different jurisdictions.’

‘I mainly worked with Nour Gheith and Yasmeen Qotbi. Both of them were very responsive and would respond to my queries within an hour or so. They were very patient – the non-Egypt lender had many questions, but they answered each and every question clearly. As a lead counsel, I felt they provided very strong support on the deal, and would definitely reach out to them again if I need Egypt assistance.’

‘Legally competent and seniors manage the accounts closely.‘

Highlight-Mandate


Baker McKenzie, Cairo

Market veteran Mohamed Ghannam is joined by project finance expert Lamyaa Gadelhak in leading the team at Baker McKenzie, Cairo, which advises lenders, leading Egyptian banks, and borrowers across sectors including energy, real estate, shipping, and telecoms. Its work spans debt restructurings, structured and sustainable finance, project finance, and syndicated lending. Key practitioners include Islamic finance specialist Mohamed El Harmy, fintech and payments expert Mostafa Lotayef, and project finance specialist Ghada El Gharib.

Praxisleiter:

Mohamed Ghannam; Lamyaa Gadelhak


Weitere Kernanwälte:

Mohamed Elharmy; Mostafa Lotayef; Ghada El Gharib; Mohamed Hafez; Ahmed Shehata; Hania Meshref; Noureldin Elhayatmy


Referenzen

‘Very high expertise, very empathetic.’

‚The banking and finance practice stands out for its deep understanding of both local law and international standards. Their strength lies in combining technical legal expertise with a highly strategic approach, ensuring clients receive practical and results-driven solutions. The team is exceptionally well coordinated, demonstrating strong collaboration across different practice areas, which enables them to handle complex, multijurisdictional disputes effectively.‘

‚What makes this practice unique is its client-focused approach – they communicate clearly, set realistic expectations and remain accessible at all times. Compared to other firms, their ability to balance rigorous legal analysis with commercial pragmatism makes them a trusted partner in high-stakes matters. The team has also embraced innovation through the use of technology to streamline case management and improve efficiency, while maintaining competitive and transparent billing structures.‘

Kernmandanten

ACWA Power


African Development Bank


African Export-Import Bank


Ahli United Bank (Uk) Plc


Alsubh Solar Power S.A.E


Alex Bank S.A.E


AMEA Power LLC


Arab Banking Corporation


Arab International Bank


Attijariwafa Bank


Bank Of America Merrill Lynch


Banque Du Caire


Banque Misr


Baraka For Trade & Investment


BayWa R.E. Solar Projects Gmbh


Bechtel Egypt S.A.E.


Bechtel Limited


BLOM Bank SAL


Branch Of NJSC Naftogaz Of Ukraine


British American Tobacco Co., Egypt


Central Bank of Egypt


Egypt Hydrocarbon Corporation S.A.E


Egypt Kuwait Holding Co., S.A.E


Egyptian Electricity Transmission Company


Giza Systems and VAS Integrated Solutions


HSBC Bank


Hutchison Ports Europe Ltd


International Finance Corporation


Marakez Delta For Real Estate Projects


Mashreq Bank


MIDBank


MUFG Bank


National Bank of Egypt


National Egyptian Railway Industries Company


National Service Projects Organization


New Renewable Energy Authority


Orascom Development Egypt


Rand Merchant Bank


Rawasy For Urban Development S.A.E


SAYACORP B.S.C


Scotiabank (Hong Kong) Limited


Standard Chartered Bank


Rising Sun Energy S.A.E


Sunrise Energy


The Egyptian Ministry of Finance


The Sovereign Fund of Egypt


Highlight-Mandate


  • Advising the National Bank of Egypt S.A.E on a new facility to be provided to Canal Sugar for working capital purposes, including ongoing operating expenses and capitalisation of interest.
  • Acted as lender’s counsel for Banque Misr S.A.E., Banque Misr – Dubai branch and the European Bank for Reconstruction and Development (EBRD) in connection with a USD 40M and EUR 39M syndicated medium term loan facility to Orange Egypt for Telecommunications S.A.E to finance the purchase by OREG of sharing and usage rights of the 5G License granted by the National Telecommunications Regulatory Authority.
  • Acted as legal counsel to Banque du Caire S.A.E. as agent on behalf of the lenders to grant a USD 75 million term loan facility to Cheiron Egypt Delta Limited to finance up to 45.45% of the investment cost of the development works for the West Burullus area, subject to the concession agreement for gas and crude oil exploration and exploitation in Egypt.

Matouk Bassiouny & Hennawy

Experienced project finance partners Mahmoud Bassiouny and Nadia Abdallah co-head the team at Matouk Bassiouny & Hennawy, which is noted for its broad offering covering financing for large-scale logistics, energy and infrastructure projects, aircraft financings and real estate loans. The firm is also well-placed to act on complex Sukuk issuances. Further team heads include the ‘simply excellent’ Sherif El Hosseny, who regularly acts for a strong roster of fintech and microfinance companies, and Imane Raouf , who specialises in debt capital markets transactions.

Praxisleiter:

Mahmoud Bssiouny; Nadia Abdallah; Imane Raouf; Sherif El Hosseny


Weitere Kernanwälte:

Malak El Amiry; Iman Nassar


Referenzen

‘The Banking & Finance practice at Matouk Bassiouny & Hennawy stands out for its ability to navigate complex, large-scale financings with clarity, depth, and strategic foresight. Throughout our collaboration on our project, we have seen firsthand how the team—led by Mahmoud Bassiouny and Nadia Abdallah—combines a profound understanding of project finance structures with commercial pragmatism and strong execution capabilities.‘

‚What makes the practice unique is its seamless integration across disciplines. The lawyers align legal, financial, and commercial perspectives to deliver coherent, risk-balanced solutions, particularly in transactions involving multiple lenders and international financial institutions. Their approach is proactive and adaptive—they anticipate lender sensitivities, manage negotiations efficiently, and ensure the legal framework supports the project’s long-term sustainability.’

‘We have worked with Nadia Abdallah, who stands out for her exceptional mastery of complex financing structures and her ability to balance legal precision with commercial practicality. She approaches every transaction with clarity and foresight.‘

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Zaki Hashem, Attorneys at Law

Zaki Hashem, Attorneys at Law fields a versatile banking and finance practice, handling bonds and securitisations, green bonds, Islamic finance instruments, derivatives and structured finance, investment fund management, and real estate finance. Practice co-head Helal El Hossary is best known for his work involving capital markets and securitisations expertise, and fellow leader Ragia Omran advises on syndicated loan agreements, international DCM transactions, and infrastructure project financings. They are joined by Mohamed Saeed and Omar Fouda, who cover capital increases, securitisation bond issuances, and other capital markets matters. Khalid Al Melegi is familiar with Islamic financing arrangements.

Praxisleiter:

Helal El Hossary; Ragia Omran


Weitere Kernanwälte:

Mohamed Saeed; Omar Fouda; Khalid Al Melegi


Kernmandanten

Abu Dhabi Islamic Bank – Egypt


Accelero Capital and Planet Investment


Actis LLP


AIG Egypt Insurance Company


Alexandria Container and Cargo Handling Company SAE


Al Dahra Agriculture Egypt


Al-Ezz Steel


Alubaf Arab International Bank B.S.C.


Aman Microfinance


Amer Group of Companies


Amoun for Real Estate & Touristic Development SAE


Arab Bank


Arab Company for Asset Management and Development


Arafa Group of Companies


Attijariwafa Bank Egypt


Banca IMI S.p.A. UK


Bayer Foods


Beltone Capital


BPE Holding


Citigroup Global Markets Limited


Commercial International Bank Egypt


Commercial International Investment Company


Consulya for Renting Administrative Units SAE


Corplease


Deutsche Bank


Delta Insurance Company


Dunia Finance L.L.C.


Eagle Chemicals


eFinance SAE


EFG Hermes


Egypt Factors SAE


Egypt Foods SAE


Egyptian Gulf Bank SAE


Engineering for the Petroleum & Process Industries


European University in Egypt


Fawry for Banking Technology and Electronic Payments SAE


Financial Holding International LTD


First Abu Dhabi Bank PJSC UAE


Free Music


GCC Electrical Testing Laboratory


Ghabbour Group of Companies


Global Ventures


Gold Net


Hang Seng Bank Limited


Hikma Pharma Egypt SAE


Holding Company for Investment & Development


Housing and Development Bank


HSBC Bank plc


International Finance Corporation


J.P. Morgan Securities Plc UK


Juhayna


Madinet Nasr for Housing and Development


Mashreq Bank


Middle East Turnaround Investment (Haykala)


Misr Cement Company


MM Holding for Paper and Packaging


Modern Nile Cotton


Morgan Stanley & Co. International plc UK


National Bank of Abu Dhabi PJSC


National Bank of Egypt


National Investment Bank


Natixis France


NI Capital Holding Company for Financial Investments


Novo Nordisk Egypt Pharmaceutical


Pachin


Palm Hills for Development


Project Agora


PV Hardware Solutions S.L.U


Qatar Islamic Bank


Qatar National Bank


Raya Holding for Financial Investment


Sanofi Egypt


Shahry for Consumer Finance SAE


Société de Promotion et de Participation pour la Coopération Economique


Speed Medical SAE


SP Legal Consultants


Standard Chartered Bank UAE


Talaat Mostafa Group of Companies


TBE Egypt for Solution and Payment Services SAE


The Industrial Fund for Developing Countries


Vitas Egypt for Microfinance


Vodafone Egypt Telecommunications


Wadi Group


Yapi Kredi Bank Nederland N.V.


Zolo


Highlight-Mandate


  • Acting as the local legal advisor of the dealers and arrangers in the update of Egypt’s Global Medium Term Note Programme to USD 40 billion and the issuance of USD 2 billion sovereign bonds.
  • Advising Aman Business Finance in the securitisation bond issuance of a total value of EGP 1,417,000,000.
  • Advising Compass Capital and CI Capital Holding in establishing C3 Capital Fund.

Zulficar & Partners Law Firm

Under the direction of team head Mona Zulficar, the banking and finance team at Zulficar & Partners Law Firm advises various stakeholders on a broad spectrum of debt financing arrangements, from green financing and multi-tranche project financing to securitisation and syndicated loans. The group also provides regulatory advice and Islamic finance expertise. Key team members include Dania El Samad, who focuses on derivatives, projects, and cross-border transactions, and Tamima Yehia, who handles transactional and regulatory mandates. Mohamed Hany is another key name. Ashraf Ihab has retired.

Praxisleiter:

Mona Zulficar


Weitere Kernanwälte:

Dania El Samad; Tamima Yehia; Mohamed Hany


Referenzen

‘Zulficar & Partners Law Firm is distinguished by its deep legal expertise, commercial insight, and practical, results-oriented approach. The team is highly responsive and capable of handling complex transactions with precision and efficiency. What sets them apart is their strong partner involvement, proactive problem-solving, and ability to deliver tailored solutions aligned with clients’ business objectives. The firm’s collaborative culture, use of technology, and commitment to diversity and professional development further reinforce its position as one of the most trusted and forward-thinking legal advisors in the market.’

‚Mona Zulficar is highly regarded for her strategic vision, market insight, and ability to lead complex transactions with clarity and confidence. Ms. Tamima Yehia is another standout, recognised for her responsiveness, attention to detail, and pragmatic approach to structuring and negotiating deals.‘

‚Across all levels, the team demonstrates integrity, collaboration, and dedication — consistently adding value through proactive communication, reliability, and genuine commitment to client success.’

Kernmandanten

Al Ahli Bank of Kuwait – Egypt


Al Ahli Bank of Kuwait K.S.C.P


Al Ahly Pharos


Arab African International Bank


Arab Banking Corporation


African Export-Import Bank


Bank of America


Banque Misr


Bank of Alexandria


Bank of Palestine


Audi Bank


Beltone| Financial


Cairo Investment for Real Estate Development


Capital Med


Central Bank of Egypt


Citibank


Commercial International Bank


Commerzbank AG


Credit Agricole Egypt


EFG Hermes


Egyptian Electricity Holding Company


Egyptian Electricity Transmission Company


Egyptian Gulf Bank S.A.E


Egyptian Mud Engineering & Chemicals Co.


Egyptian Methanex Methanol Company, SAE


Elementary Innovation Pte. Ltd.


FAB


Fawry


Ghabbour Auto


GB Capital


HSBC


International Finance Corporation


MUFG Securities EMEA plc.


National Bank of Egypt


National Bank of Kuwait


National Automotive Company


Powertek


Qalaa Holding


SCATEC Egypt


Shelf Drilling


Sky Finance


Societe Generale Bank


Standard Bank of South Africa


Suez Canal Bank


The Bank of New York Mellon


The Bank of Tokyo-Mitsubishi


The European Bank for Reconstruction & Development


The United Bank


Highlight-Mandate


  • Advised Arab African International Bank on the issuance of Sustainable Development Bonds Program, for the purpose of financing/refinancing green/ sustainable and social development projects, with emphasis on medium, small and micro projects.
  • Advised Hassan Allam Construction on issuance of Sharia compliant Musharaka Sukuk for about US$ 55.3 million issued by Al Ahly Sukuk for Bab Misr for Urban Development.
  • Advised Orange Egypt for Telecommunications on multi-tranche project financing in the form of a syndicated medium term facility agreement of around US$ 80 million to finance OREG’s acquisition of the 5G license from the Egyptian National Telecommunications Regulatory Authority for a network upgrade to a more energy efficient generation secured by accounts pledges.

ADSERO-Ragy Soliman & Partners

The banking and finance offering at ADSERO-Ragy Soliman & Partners is led by seasoned partner Hossam Gramon, who routinely advises on multi-party negotiations, compliance, and complex deal structures. The team handles a broad range of matters, including DCM transactions, project finance, Islamic and leveraged finance, and real estate financing, while also maintaining a strong roster of fintech and non-banking financial services clients. Karima Seyam helps clients execute high-value facilities across a broad sector spread.

Praxisleiter:

Hossam Gramon


Weitere Kernanwälte:

Karima Seyam; Mostafa Serry


Referenzen

‘Value for money.’

‘Hossam Gramon is very well regarded and knowledgeable.’

Highlight-Mandate


  • Advised Telecom Egypt on securing an EGP 18 billion syndicated facility from a consortium of 13 banks to finance its 5G licence and refinance existing bilateral debt.
  • Advised the Sovereign Fund of Egypt on a USD 80 million debt package extended by Egyptian Bank for Reconstruction and Development for Project ELM.
  • Advised Sylndr on structuring and securing an EGP 370 million asset-backed facility to finance working capital for pre-owned vehicle inventory.

Al Kamel Law Firm

Mohamed Kamel co-leads the team at Al Kamel Law Firm alongside Rasheed Kamel, who advises on cross-border debt finance and capital markets transactions involving both conventional and Islamic instruments. The team acts for major domestic and international financial institutions on financings across healthcare, energy, aviation, and infrastructure. Key contacts include project finance specialist Shahira Khaled and Nada Mohamed, who advises corporates and financial services clients on transactions and restructurings.

Praxisleiter:

Mohamed Kamel; Rasheed Kamel


Weitere Kernanwälte:

Shahira Khaled; Nada Mohamed


Referenzen

‘The Al Kamel team is very professional and results-oriented. They ensure they get what you want right, advise you both from a legal perspective and from a commercial perspective if appropriate. They stick to the deadline they commit to and deliver high-quality drafting that is straight to the point.’

‘Al Kamel has one stand-out partner who is Shahira Khaled. The first time I met Shahira Khaled I was sitting in front of her on an M&A deal. I was really impressed and decided that for the future I would rather have her sitting next to me. She has a very good understanding of all stakeholders‘ positioning and gets what you need. She has strong negotiation skills on the top of her excellent technical legal skills. She also invests in the associates that are working with her and lets them lead under her supervision to make sure they grow.‘

‘Al Kamel Law Firm’s Banking and Finance practice stands out for its combination of deep technical expertise and practical, solutions-oriented advice. The team is highly responsive, commercially aware, and adept at structuring complex cross-border transactions while anticipating challenges early.‘

Kernmandanten

Deg-Deutsche Investitions-Und Entwicklungsgesellschaft


Oesterreichische Entwicklungsbank AG


Nordea Bank ABP


Humania


Infinity Group


Highlight-Mandate


Dreny & Partners Law Firm

Motaz El Dreny heads the banking and finance group at Dreny & Partners Law Firm, which is best known for its structured finance, securitisation and debt capital markets work. The team also handles project finance, financial leasing, and fintech regulatory matters. Key practitioners include Sherine El Menyawy, experienced in securitisation structures, and Metwally Sweify, who provides transactional and regulatory advice.

Praxisleiter:

Motaz El Dreny


Weitere Kernanwälte:

Sherine El Menyawy; Metwally Sweify


Kernmandanten

EFG Holding


ValU Consumer Finance


Premium International for Finance Services


Hermes Securities Brokerage


National Bank of Kuwait


Next Bank


United Bank Egypt


Jameel Finance


National Bank of Egypt


Beltone Leasing & Factoring


Drive


Banque Misr


Banque Du Caire


One Finance


Highlight-Mandate


  • Advised Jameel Finance on its first securitisation transaction of a multi-issuances program for its consumer finance portfolio, part of a 3-year multi-issuance program with a total value of EGP 4 billion.
  • Advised on ValU’s 7th, 8th, and 9th issuances, under their award-winning program totalling EGP 9 billion, as well as advising on all the issuances under their EGP 16 billion multi-issuance program.

Shalakany Law Office

The practice at Shalakany Law Office advises domestic and international borrowers and lenders on conventional and Islamic financing facilities, and regularly receives instructions from IFIs and ECAs. PPP and energy projects specialist Mariam Fahmy co-leads the team with Mostafa El Zeky, who is also well-placed to act on complex, large-scale energy and infrastructure financings.

 

Praxisleiter:

Mariam Fahmy; Mostafa El Zeky


Referenzen

‘Excellent. One of my ‚go-to‘ firms in Egypt.’

‘Shalakany has a good team of partners and associates who are capable of providing seamless advice on banking and equity finance transactions.’

‘Mariam Fahmy stands out as a reliable partner delivering very articulate advice, ensuring that all risks are properly addressed in a consistent manner.’

Kernmandanten

ENBD


Japan Bank for International Cooperation


The Commercial International Bank


Standard Chartered Bank


Nippon Export and Investment Insurance


The International Finance Corporation


Sumitomo Mitsui Banking Corporation


The European Bank for Reconstruction and Development


Sumitomo Mitsui Banking Corporation


Société Générale S.A.


Goldman Sachs International


Bank of America


HSBC


Islamic Corporation for the Development of the Private Sector


Banque Misr UAE


China Development Bank


Enerflex Ltd.


The Export-Import Bank of China


Deutsche Bank


The United States International Development Finance Corporation


Highlight-Mandate


Sharkawy & Sarhan Law Firm

Versatile banking and finance practitioner Ahmed Haggag leads the team at Sharkawy & Sarhan Law Firm, which handles major financings and bank-to-bank lending for international development financial institutions and commercial and investment banks. The group is experienced in green bonds, sustainability-linked loans, and project financing for port terminals, transport infrastructure, and renewable energy. Taher Sabala and Raghda El Qabbage support across a broad range of practice mandates.

Praxisleiter:

Ahmed Haggag


Weitere Kernanwälte:

Taher Sabala; Raghda El Qabbage


Referenzen

‘Capable. Knowledgeable. Helpful.’

‘Good response times and provide good insight into local markets.’

‘S&S has built a strong practice in the areas they advise us and particularly in project finance transactions. What’s particularly impressive is the broadness and inclusivity of the team of associates at various levels that make the firm stand out in the market.’

Kernmandanten

IFC


EBRD


Casa Depositi e Prestiti


First Abu Dhabi Bank


China Development Bank


Agriculture Bank of China


European Investment Bank


Mashreq Bank


Barclays Bank


Banque Misr UAE


NBK


Crédit Agricole Italia S.p.A


BII


Société Générale S.A.


Bangkok Bank


Jahez International Company for Information Technology


Citigroup Global Markets Limited


Islamic Corporation for Development


Arab African Int`l Bank


Credit Suisse


FirstRand Bank Limited


Mashreq Bank


Highlight-Mandate


  • Advised the European Bank for Reconstruction and Development (EBRD) on a US $100 million sustainability-linked loan extended to Banque Misr to make more financing available to local women-led or owned micro, small and medium-sized enterprises (MSMEs), as well as to low-income individuals for affordable housing.
  • Acting as Egyptian legal counsel to a syndication of financial institutions including EBRD in respect of Egypt’s first green hydrogen facility in the Suez Canal Economic Zone and the first fully integrated green hydrogen plant in Africa.
  • Advised National Egyptian Railway Industries Company (NERIC) in relation to the syndicated financing by National Bank of Egypt (NBE), Commercial International Bank (CIB) Egypt and Arab African International Bank (AAIB) (Banking Consortium).

ALC Alieldean Weshahi & Partners

ALC Alieldean Weshahi & Partners focuses primarily on capital markets transactions, handling a wide range of DCM mandates and securitisations. The firm is also actively involved in regulatory discussions and maintains close ties with key public authorities. Bahaa Alieldean and Mahmoud El Araby co-lead the practice, with Alieldean drawing on over twenty years of experience to advise banks and sponsors on DCM deals, and El Araby specialising in securitisation bond issuances.

Praxisleiter:

Bahaa Alieldean; Mahmoud El Araby


Weitere Kernanwälte:

Loay Khaled


Kernmandanten

Palm Hills Development


Beltone Holding


CI Capital


BM consumer finance


EFG Hermes Group


Amer Group


AT Lease


Contact Financial Holding


Misr Investment


Highlight-Mandate


  • Advised BM Financial on an EGP 478 million securitised bond issuance for capital securitisation.
  • Advised AT Lease on its issuance of EGP 1.459 billion in securitised bonds for its consumer finance business.
  • Acted for Sarwa Securitization on its second securitisation transaction of 2024.

GLA & Company

GLA & Company handles borrower and lender-side transactions for a range of clients across the Gulf, including financial institutions, non-banking financial institutions, and corporate borrowers. The team is equipped to advise on Shari’a-compliant financial arrangements, project financings, and debt capital markets work. Ashraf Hendi leads the group and is highly active on acquisition finance, syndicated lending, and Islamic finance.

 

Praxisleiter:

Ashraf Hendi


Weitere Kernanwälte:

Alex Saleh


Highlight-Mandate


Shahid Law Firm

Experienced in acting for borrowers and lenders in a variety of banking and finance transactions, Girgis Abd El-Shahid heads the team at Shahid Law Firm. The team works on debt restructurings, real estate finance, and aircraft financing and leasing, while also advising foreign financial institutions on their Egyptian operations. Nadine Khalil leads on both transactional and dispute-related matters.

 

Praxisleiter:

Girgis Abd El-Shahid


Weitere Kernanwälte:

Nadine Khalil


Kernmandanten

EgyptAir


JP Morgan Chase Bank


Huawei Technologies Co., Ltd.


Highlight-Mandate


  • Acting for JPMorgan Chase Bank, N.A., London Branch, JP Morgan SE, UK Export Finance, and Wilmington Trust SP Services (Dublin) Limited in connection with the refinancing and acquisition of two Rolls Royce Trent 1000 TEN Aircraft Engines by EgyptAir Airlines, guaranteed by EgyptAir Holding, valued at USD 40 million.
  • Advising Talaat Moustafa Group (TMG) in acquiring a significant stake in a group of 7 historic hotels in a transaction valued at over USD 800 million.