Acting for major insurers, reinsurers, Lloyd’s syndicates and brokers, independent boutique law firm Acuña & Compañía Abogados - which is particularly focused on high-value losses - fields ‘excellent professionals who offer extraordinary quality of service’. Dedicated to insurance work for over 40 years, the team’s assistance covers both adjustment and settlement stages, as well as subsequent judicial proceedings and arbitrations. It also handles significant subrogation actions. Recent mandates include representing insurers Ace/Chubb, Liberty, SURA and AIG (now Southbridge/Fairfax) in judicial recovery actions against Costanera Norte, Spain’s Sacyr and Chile’s Ministry of Public Works; the matter concerns a loss affecting dozens of offices and residential buildings in Santiago, which were flooded due to the diversion of the Mapocho River during construction work. The practice’s principal figures are senior partner Alejandro Acuña Murray, an insurance, reinsurance, arbitration and litigation specialist whose track record includes representing local insurers in high-stakes recovery actions; and longstanding civil, commercial and criminal litigator Luis Cifuentes Araya. Associate Whitney Silva completes the group.

Full-service market stalwart Carey is home to a nine-strong team that advises on the full range of insurance sector work. The insurance and reinsurance group acts for domestic and foreign insurance and reinsurance companies, brokers and policyholders across both contentious and non-contentious matters, as well as regulatory mandates. The department’s representative expertise covers market entry strategies, foreign companies’ restrictions, reinsurance alternatives and the structuring of distribution agreements. It also assists companies involved in bankruptcy scenarios; routinely handles large claims for insureds and insurers; and advises banks and insurance companies on significant bancassurance alliances. Other key areas include business interruption, surety and credit insurance, disability and survivorship insurance, directors and officers (D&O) policies, trade credit insurance, and representation and warranty (R&W) policies. Matías Vergara advises insurance and reinsurance companies on day-to-day matters and crisis management; his expertise includes Chilean market entry strategies, claims management, regulatory compliance, developing new business lines, bancassurance, dispute resolution, and insurance distribution and brokerage. Flanking Vergara, Pablo Iacobelli is an expert in insurance M&A and corporate regulatory work; while at associate level, senior Jorge Soto‘s practice encompasses regulatory, contractual and market-specific issues.

Widely lauded for its insurance law expertise, Estudio Carvallo is consistently sought out to liaise with the Financial Markets Commission (CMF), in relation to regulatory matters. The practice also handles significant disputes involving the CMF, and according to one client ‘surpasses other firms, not only in its knowledge, but also in the commitment to handling cases’. Other notable areas range from insurance product design, and policy and programme drafting, to distribution agreements and insurance contract structuring. It also assists with insurance coverage-related subrogation actions concerning transportation, property, surety and liability, as well as insurance fraud-related investigations and prosecutions. Major insurers additionally turn to the team for defence-side liability policy and coverage matters. Marcelo Simian heads up the firm’s legal liability practice; María Elena Rivera focuses on maritime, pollution and damages law, along with general civil liability issues; and senior partner and insurance law, litigation and class action specialist, Manuel Carvallo (‘a seasoned lawyer who is always at the forefront of the industry’s transformation’), is increasingly involved in the development and implementation of mass insurance products. Both promoted to partner level in January 2025, Carlos Cayazzo heads up the practice’s marine recovery division; and Francia Villegas leads the firm’s labour law and workers’ compensation work on behalf of liability insurers.

Housing a ‘first-class team for complex insurance issues’, DAC Beachcroft Chile routinely acts for major insurers and reinsurers in high-value claims, its expertise extending to the resolution of disputes through arbitration and mediation, as well as litigation. The 10-strong practice is also able to leverage the firm’s offices across the UK, Europe, Asia-Pacific and Latin America: it additionally benefits from DAC Beachcroft LLP being a co-founding member of Legalign Global, an alliance of four insurance market-focused multinational law firms. Regional head of the firm's Latin American practice, Andrés Amunátegui represents both the domestic and international market in property, casualty, liability, cyber and financial institutions-related claims, as well as loss adjustment matters, recovery actions and defence-side work; Guillermo Amunátegui is an adviser on insurance-regulatory issues (as well as contracts, employment, capital markets and corporate law); and the Santiago office’s insurance team head, Macarena Cámbara, specialises in liability, financial lines, surety, cyber issues, high-stakes claims and loss adjustment controls. The practice further includes consultant Edmundo Agramunt, whose experience encompasses several high-profile losses in Chile involving mining, energy, aviation and financial institutions. In the associate pool, the experience of senior Andrés Faraggi includes working as a claim adjuster at Charles Taylor Chile for two years; Javier Moya leads the litigation and arbitration department; and Francisco Aravena represents large insurers and insureds in disputes. In a significant boost, the firm joined forces with litigation boutique Ríos Abogados in December 2024, the union adding insurance market specialist Roberto Ríos to its Chile offering.

Key areas of work for Clyde & Co's Santiago office range from coverage analysis when deciding whether a claim should be indemnified, to supervision of loss adjustment procedures and ensuring compliance with Chile’s regulations; and recent growth areas for the practice include aviation and finance-related insurance mandates. ‘Providing excellent legal advice’, the team also assists with reinsurance; regulatory work before the Financial Market Commission; defence-side litigation; and recovery of paid indemnities from third parties that are liable for losses. The group is headed up by the current president of the Latin American Centre for Mediation and Arbitration of Insurance and Reinsurance, Felipe Hoetz, who is ‘one of the best insurance lawyers in the country’, and has approximately 25 years’ experience in insurance, reinsurance and loss adjusting. Notably focused on high-value losses, Hoetz was also elected president of the reinsurance working group of the Ibero-Latin American Committee of the International Insurance Law Association (CILA-AIDA) in early 2024. Providing key support, disputes specialist Jorge Meneses maintains a robust insurance litigation practice alongside his leadership of the firm’s public, administrative and regulatory law offering in Santiago.

‘One of the most knowledgeable insurance firms in Chile’, Kennedys covers both transactional and non-transactional work. The insurance and reinsurance practice advises on distribution issues, regulatory matters and compliance, as well as company formation and day-to-day operations. The four-member group also acts in significant claims, particularly in relation to property, energy, environmental issues, and business interruption policies involving the construction, mining, financial and retail sectors. It has also recently expanded its expertise to encompass cyber risks; and routinely acts in coverage-related insurance litigation before both commercial courts and arbitration venues. Major carriers mandating the international law firm’s Santiago office further benefit from its enviable global network; the Chilean branch is regularly involved in cross-jurisdictional matters involving the UK, US, Europe, Mexico, Argentina, Colombia, New Zealand, Hong Kong and the UAE (among others). The group is co-led by Rodrigo Hayvard, an insurance and reinsurance expert who has notable in-house experience and ‘excels at sound judgement’; and Gian Carlo Lorenzini, a specialist in defence-side insurance disputes, as well as consumer protection, arbitration and civil and commercial litigation. Former senior associate Daniel Silva departed the firm in November 2024.

Pumpin, Dorfman, Nasser, Diaz (PDND) is consistently sought out by insurers that offer damage, credit and life coverage, as well as brokers and adjusters, to advise on significant insurance matters. The firm’s sector expertise covers financial services, retail, energy, transportation and telecoms, in addition to insurance; and the eight-strong department assists with clients’ interactions with Chile’s regulators, as well as advising insurance companies on product design, commercialisation, sales, corporate issues and regarding competition law. Particularly focused on dispute resolution, the ‘very efficient team’ routinely acts in high-stakes litigation and arbitration, as well as administrative proceedings before the Financial Market Commission. With ‘extensive knowledge and professionalism’, Marcelo Nasser is a well-known insurance, civil liability, consumer protection, and civil and commercial law specialist; an arbitrator at the Latin American Centre for Insurance and Reinsurance Mediation and Arbitration, Mauricio Dorfman handles civil liability, litigation and arbitration, along with corporate advice and labour law; a commercial and civil law specialist, Gabriel Pumpin assists with land and maritime transport mandates; and Ignacio Díaz leads the firm’s transportation and telecoms offering.

The multidisciplinary team at Vergara, Fernández, Costa & Claro comprises experts in insurance claim management, insurance litigation, and advising policyholders. The six-member group routinely assists with negotiations between insureds, insurers, adjusters and other technical parties. It also acts for assureds in both large claims and ongoing insurance programme issues. Another key area is defending policy holders before Chile’s ordinary and arbitral courts. The practice is co-led by highly-rated insurance specialist and current vice-president of the Insurance Arbitration Center of Arias Latam, Gloria Claro, whose track record includes being appointed arbitrator by the International Chamber of Commerce (ICC); and Sergio Fernández, a former general counsel of CorpBanca’s insurance subsidiaries, CorpVida and CorpSeguros. At senior associate/director level, Catherine Campbell has extensive experience in advising insureds; Andrés Schlack has notable litigation expertise; and Valentina Battaglia‘s career includes working at a life insurance company.

Widely respected for its insurance law and coverage litigation expertise, Contreras y Cia has longstanding experience in acting for policyholders and insurance brokers. The six-strong group covers policy underwriting, claims settlement processes and coverage litigation against insurers. It also acts for insurance broker associations (as well as their associates and insured). Firm founder and senior partner Osvaldo Contreras S is a commercial law, insurance and civil liability specialist, who has extensive litigation, and domestic and international arbitration experience; José Manuel Madero assists policyholders with insurance claims involving property, life, health, guarantees and credit; and Osvaldo Contreras B's dispute resolution practice encompasses insurance and civil liability-related mandates. At counsel level, Vicente Rios acts predominantly for insurance brokers and insureds in civil liability coverage conflicts involving land and maritime transportation incidents.

‘Highly qualified and up to speed with industry developments’, JJR Abogados' five-member insurance and reinsurance group has extensive experience in reinsurance work in relation to both the London and worldwide reinsurance markets. The practice’s specialisms range from mining, energy, construction and political risks, to earthquakes, brokers’ liability, and drafting insurance terms and conditions. It also assists with compulsory adjustment procedures and the resolution of high-stakes reinsurance litigation and arbitration cases. On the marine insurance side, the group acts for a large number of P&I (protection and indemnity) and H&M (hull and machinery) clubs. Leading the firm’s insurance, reinsurance and transport offering, Ricardo Rozas is ‘a market-leading insurance lawyer who is very connected internationally’ who litigates reinsurance disputes at both domestic and international levels; while Max Morgan's caseload covers insurance, commercial and maritime litigation. Stefano Perretta is a key associate for insurance, reinsurance and transport-related litigation.

Peralta Sandoval Llaneza Gutiérrez is a specialist business law firm, particularly in relation to the insurance and reinsurance sectors. The ‘excellent team of insurance professionals’ has significant expertise in insurance litigation; while the firm is a member of the Insulaw International network, which provides access to specialised insurance law firms throughout the world. An ‘expert litigator with extensive knowledge of jurisprudence and court rulings’, Luis Sandoval is the current President of the Ibero-Latin American Committee of AIDA (International Insurance Law Association); Aurora Llaneza's career includes working as a corporate lawyer at Liberty Compañia de Seguros Generales; José Antonio Gutiérrez's experience includes a stint at the Superintendency of Securities and Insurance (now the Financial Market Commission); and Francisca Román (who was promoted to partner in December 2024), is experienced in defence-side insurance litigation. At associate level, Diego Durán completes the team. Former senior Mildred Barrientos left the firm in May 2024.

Well known for its insurance regulatory expertise, Prieto Abogados' seven-strong department has particular experience in the formation of new (or the acquisition of existing) insurance companies. In January 2023, the firm became a member of Global Insurance Law Connect, an international insurance law network with members in the US, Europe, Asia, Mexico and Brazil; while other recent developments include entering into a formal agreement with RAM Consulting, a Santiago-based insurance consultancy (with operations in Latin America), which allows the firm to expand its range of insurance and reinsurance services. With 20-plus years’ experience in insurance and reinsurance regulation, Patricio Prieto L's practice covers insurance product development, negotiating insurance-related contracts, policy drafting and product design; insolvency specialist Benjamín Grebe represents insured and insurers in credit and business interruption claims; and Fernando Samaniego litigates construction, profit loss and director-and-officer (D&O) claims. The practice further includes director Maite Larrañaga, who specialises in insurance companies’ regulatory aspects.

Acting for insurance companies on corporate matters and regulatory issues, Barros & Errázuriz's four-strong group fields experts in the establishment of insurance companies, corporate governance and the sale of stakes in insurance companies. It also covers the regulatory aspects of technical reserves and investment rules, as well as risk management, internal control systems, anti-money laundering, insurance M&A and adjustment-process cases. The group’s principal figures are corporate law, foreign investment, M&A and joint venture specialist Carlos Ducci; and former senior lawyer at legacy entity Chilean Authority for Securities and Insurance, Javier Díaz. Albert Harsch and Jorge Covarrubias are the senior associates to note.

Acting for industrial and commercial clients, Cariola Díez Pérez-Cotapos assists with policy claims against insurance companies in relation to construction, mining projects, commercial stores and distribution centres (among other sectors). The four-member team covers loss adjustment procedures, insurance company-related negotiations and litigation, insurance programme review, policy obligations' fulfilment, and advising insurance companies and brokers on new business lines. Additionally, the practice handles sizeable insurance M&A deals, as well as Financial Market Commission-issued regulatory requirements. Insurance practice leader Florencio Bernales also heads up the firm’s litigation and arbitration offering; while the track record of director José Ignacio Azar includes insurance disputes concerning industrial equipment malfunctioning, guarantees and health. At associate level, Daniel Washington assists with insurance policy claims, while former senior Trinidad Torres exited the firm in December 2024.

The three-member Chilean insurance and reinsurance team at Dentons fields experts in claims advice across the construction, energy, pharmaceutical, retail and infrastructure sectors. It is also well known for its representation of foreign insurers and reinsurers (particularly from the London market) in claims involving physical damage, business interruption, general liability, political risk, and directors-and-officers (D&O) policies. Its scope of work further encompasses insurance law-related legal opinions, insurance and reinsurance contract interpretation, adjustment processes, acting as claims controllers, and heading up settlement negotiations. In recent matters, the group assisted with loss-related adjustment processes, as well as recovery actions alongside the firm’s litigation and arbitration practice. José Miguel López is experienced in both Chilean insurance regulations and the London insurance market, his career including working in London as a broker; while the caseload of litigator Marcelo Alarcón includes insurance disputes.

Well known for its expertise in transactions and disputes, Molina Ríos Abogados is highly focused on insurance law and risk analysis. Specialising in complex policies, the practice’s scope covers international credit, construction all-risk, liability, and guarantee and life insurance; the firm’s client base includes Mapfre Seguros Generales, Caja Reaseguradora de Chile, Solunion and Banco Santander. The team recently oversaw the audit process conducted by Chile’s Financial Market Commission (CMF) for credit insurance company Solunion Chile. Heading up the insurance practice, current president of Mapfre Group in Chile, Carlos Molina, who has ‘years of recognised experience that allow him to understand problems and make decisions’, routinely acts in insurance-related litigation and negotiations.

A firm that ‘stands out for its personalised approach to case management’, Ramdohr Montgomery y Cía. was founded in 2023 by former RRG Abogados  partner Stefanie Ramdohr, a ‘very approachable and available’ longstanding insurance and civil liability litigation expert. The wider practice acts for major important insurance companies in insurance claims involving civil liability, property, surety and all-risk construction, as well as life and health insurance matters.

Established in November 2024 by former Kennedys senior associates Daniel Silva and Pía Parmar, specialised commercial and insurance law firm Silva & Parmar Abogados acts for domestic and international insurers, reinsurers, insurance brokers and adjusters at various stages of the insurance lifecycle. Silva's expertise spans the property, construction, engineering, aviation and marine sectors; while the track record of Parmar, the ‘best insurance lawyer of her generation’ according to one client, includes several large-risk insurance claims.